Texas Average Home Price by City (2026)
The average home price in Texas (TX) is about $261,000 — the 2026 median, at ~$171/sq ft — 10% more affordable than the typical U.S. home.
Shaded by price · click a city to explore. Colour = median home value.
Considering a move to Texas?
Housing in Texas is 10% more affordable than the national average, with a typical home around $261,000 and a local rate near $171 per square foot. Among the 55 Texas cities we track, Frisco is the most expensive (median $640,500) and San Diego is the most affordable (median $83,000) — so where you land in the state matters as much as the state itself.
Browse Texas cities
Texas home prices by county
51 Texas counties with enough data for their own page, priciest first:
See the cheapest (and most expensive) places to live in Texas.
Don’t see your city? Use the free Home Value Estimator for any U.S. ZIP, see the most expensive ZIP codes in America, or browse the full U.S. directory.
Home value appreciation in Texas
Home prices in Texas have risen about 88% over the last 10 years (≈6.5% a year) and +147.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.8% — roughly flat. A home worth $261,000 today was worth roughly $138,682 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — nationally the median state is +85.6% over 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Texas
Run the numbers for Texas with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Texas
To buy the typical $261,000 home in Texas with 20% down, you need a household income of roughly $71,000 a year (about $1,660 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $84,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,100 | $2,060/mo | $88,000/yr |
| 10% (+PMI) | $26,100 | $1,970/mo | $84,000/yr |
| 20% | $52,200 | $1,660/mo | $71,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Texas
At about $171 per square foot, here is roughly how much home different budgets get you in Texas:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 880 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1170 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1460 sq ft | around the typical home here |
| $300k | 1750 sq ft | around the typical home here |
| $400k | 2340 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Texas so you can compare your current home against every Texas city we track.