Texas Average Home Price by City (2026)
The average home price in Texas (TX) is about $264,000 — the 2026 median, at ~$173/sq ft — 10% more affordable than the typical U.S. home.
Shaded by price · click a city to explore. Colour = median home value.
Considering a move to Texas?
Housing in Texas is 10% more affordable than the national average, with a typical home around $264,000 and a local rate near $173 per square foot. Among the 55 Texas cities we track, Frisco is the most expensive (median $649,500) and San Diego is the most affordable (median $72,000) — so where you land in the state matters as much as the state itself.
Browse Texas cities
See the cheapest (and most expensive) places to live in Texas.
Don’t see your city? Use the free Home Value Estimator for any U.S. ZIP, see the most expensive ZIP codes in America, or browse the full U.S. directory.
Salary needed to buy a home in Texas
To buy the typical $264,000 home in Texas with 20% down, you need a household income of roughly $72,000 a year (about $1,680 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $85,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,200 | $2,080/mo | $89,000/yr |
| 10% (+PMI) | $26,400 | $1,990/mo | $85,000/yr |
| 20% | $52,800 | $1,680/mo | $72,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Texas
At about $173 per square foot, here is roughly how much home different budgets get you in Texas:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 870 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1160 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1450 sq ft | around the typical home here |
| $300k | 1730 sq ft | around the typical home here |
| $400k | 2310 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Texas so you can compare your current home against every Texas city we track.