Collin County, TX Average Home Price (2026)
The average home price in Collin County, Texas is about $463,000 (the 2026 median across 28 ZIP codes, at ~$209/sq ft) — 77% more expensive than the Texas median and 60% more expensive than the typical U.S. home.
How Collin County compares
Collin County is relatively expensive for housing nationally: its typical home costs $463,000 against $261,000 for Texas and $289,000 for the U.S. Within the county, ZIP-level values run from about $283,000 to $738,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Collin County | $463,000 | $209 |
| Texas | $261,000 | $171 |
| United States | $289,000 | $193 |
Cities in Collin County
Cities with their own home-value page, largest first:
Collin County home prices by ZIP code
The 15 most valuable ZIP codes in Collin County (of 28 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 75093 Plano | $738,000 | $252 | +59% |
| 75078 Prosper | $735,000 | $239 | +59% |
| 75034 Frisco | $658,000 | $283 | +42% |
| 75013 Allen | $645,000 | $218 | +39% |
| 75035 Frisco | $635,000 | $218 | +37% |
| 75024 Plano | $629,000 | $245 | +36% |
| 75252 Dallas | $605,000 | $242 | +31% |
| 75094 Murphy | $579,000 | $191 | +25% |
| 75082 Richardson | $547,000 | $199 | +18% |
| 75025 Plano | $546,000 | $202 | +18% |
| 75009 Celina | $516,000 | $207 | +11% |
| 75072 McKinney | $508,000 | $207 | +10% |
| 75071 McKinney | $475,000 | $209 | +3% |
| 75070 McKinney | $470,000 | $201 | +2% |
| 75075 Plano | $456,000 | $219 | -2% |
Home value appreciation in Collin County
Home prices in Collin County have risen about 102% over the last 10 years (≈7.3% a year) and +169.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -0.7% — roughly flat. A home worth $463,000 today was worth roughly $229,663 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Texas is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Collin County
Run the numbers for Collin County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Collin County
To buy the typical $463,000 home in Collin County with 20% down, you need a household income of roughly $126,000 a year (about $2,940 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $150,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $23,200 | $3,650/mo | $157,000/yr |
| 10% (+PMI) | $46,300 | $3,490/mo | $150,000/yr |
| 20% | $92,600 | $2,940/mo | $126,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Collin County
At about $209 per square foot, here is roughly how much home different budgets get you in Collin County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 1200 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1440 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1910 sq ft | around the typical home here |
| $500k | 2390 sq ft | around the typical home here |
| $600k | 2870 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Texas.
Estimate a specific home in Collin County
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Collin County home prices: frequently asked
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Browse all Texas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.