Otero County, TX Average Home Price (2026)
The average home price in Otero County, Texas is about $244,000 (the 2026 median across 12 ZIP codes, at ~$196/sq ft) — 7% more affordable than the Texas median and 16% more affordable than the typical U.S. home.
How Otero County compares
Otero County is about average for housing nationally: its typical home costs $244,000 against $261,000 for Texas and $289,000 for the U.S. Within the county, ZIP-level values run from about $120,000 to $750,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Otero County | $244,000 | $196 |
| Texas | $261,000 | $171 |
| United States | $289,000 | $193 |
Cities in Otero County
Cities with their own home-value page, largest first:
Otero County home prices by ZIP code
The 12 most valuable ZIP codes in Otero County (of 12 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 88354 Weed | $750,000 | $395 | +207% |
| 88314 Bent | $532,000 | $280 | +118% |
| 88350 Timberon | $376,000 | $198 | +54% |
| 88325 Alamogordo | $341,000 | $220 | +40% |
| 88317 Cloudcroft | $302,000 | $259 | +24% |
| 88337 La Luz | $269,000 | $165 | +10% |
| 88310 Alamogordo | $219,000 | $162 | -10% |
| 88081 Chaparral | $217,000 | $194 | -11% |
| 88347 Sacramento | $216,000 | $227 | -11% |
| 88311 Alamogordo | $203,000 | $107 | -17% |
| 88352 Tularosa | $186,000 | $191 | -24% |
| 79837 Dell City | $120,000 | $63 | -51% |
Home value appreciation in Otero County
Home prices in Otero County have risen about 83% over the last 10 years (≈6.2% a year) and +94.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +7.9% — still rising. A home worth $244,000 today was worth roughly $133,699 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Texas is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Otero County
Run the numbers for Otero County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Otero County
To buy the typical $244,000 home in Otero County with 20% down, you need a household income of roughly $66,000 a year (about $1,550 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $79,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $12,200 | $1,930/mo | $83,000/yr |
| 10% (+PMI) | $24,400 | $1,840/mo | $79,000/yr |
| 20% | $48,800 | $1,550/mo | $66,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Otero County
At about $196 per square foot, here is roughly how much home different budgets get you in Otero County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 770 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1020 sq ft | around the typical home here |
| $250k | 1280 sq ft | around the typical home here |
| $300k | 1530 sq ft | around the typical home here |
| $400k | 2040 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Texas.
Estimate a specific home in Otero County
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Otero County home prices: frequently asked
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Browse all Texas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.