Wise County, TX Average Home Price (2026)
The average home price in Wise County, Texas is about $359,500 (the 2026 median across 8 ZIP codes, at ~$224/sq ft) — 38% more expensive than the Texas median and 24% more expensive than the typical U.S. home.
How Wise County compares
Wise County is about average for housing nationally: its typical home costs $359,500 against $261,000 for Texas and $289,000 for the U.S. Within the county, ZIP-level values run from about $276,000 to $449,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Wise County | $359,500 | $224 |
| Texas | $261,000 | $171 |
| United States | $289,000 | $193 |
Wise County home prices by ZIP code
The 8 most valuable ZIP codes in Wise County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 76073 Paradise | $449,000 | $242 | +25% |
| 76234 Decatur | $426,000 | $235 | +18% |
| 76078 Rhome | $365,000 | $213 | +2% |
| 76023 Boyd | $362,000 | $211 | +1% |
| 76225 Alvord | $357,000 | $264 | -1% |
| 76431 Chico | $352,000 | $235 | -2% |
| 76071 Newark | $298,000 | $185 | -17% |
| 76426 Chico | $276,000 | $198 | -23% |
Home value appreciation in Wise County
Home prices in Wise County have risen about 111% over the last 10 years (≈7.7% a year) and +158.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.7% — roughly flat. A home worth $359,500 today was worth roughly $170,622 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Texas is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Wise County
Run the numbers for Wise County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Wise County
To buy the typical $359,500 home in Wise County with 20% down, you need a household income of roughly $98,000 a year (about $2,280 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $116,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $18,000 | $2,840/mo | $122,000/yr |
| 10% (+PMI) | $36,000 | $2,710/mo | $116,000/yr |
| 20% | $71,900 | $2,280/mo | $98,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Wise County
At about $224 per square foot, here is roughly how much home different budgets get you in Wise County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 890 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1120 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1340 sq ft | around the typical home here |
| $400k | 1790 sq ft | around the typical home here |
| $500k | 2230 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Texas.
Estimate a specific home in Wise County
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Wise County home prices: frequently asked
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Browse all Texas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.