Grayson County, TX Average Home Price (2026)
The average home price in Grayson County, Texas is about $340,000 (the 2026 median across 16 ZIP codes, at ~$199/sq ft) — 30% more expensive than the Texas median and 18% more expensive than the typical U.S. home.
How Grayson County compares
Grayson County is about average for housing nationally: its typical home costs $340,000 against $261,000 for Texas and $289,000 for the U.S. Within the county, ZIP-level values run from about $201,000 to $652,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Grayson County | $340,000 | $199 |
| Texas | $261,000 | $171 |
| United States | $289,000 | $193 |
Cities in Grayson County
Cities with their own home-value page, largest first:
Grayson County home prices by ZIP code
The 15 most valuable ZIP codes in Grayson County (of 16 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 75058 Gunter | $652,000 | $235 | +92% |
| 76264 Sadler | $644,000 | $339 | +89% |
| 75495 Van Alstyne | $421,000 | $197 | +24% |
| 76233 Collinsville | $380,000 | $245 | +12% |
| 76271 Tioga | $379,000 | $221 | +11% |
| 75414 Bells | $358,000 | $206 | +5% |
| 75489 Tom Bean | $348,000 | $183 | +2% |
| 76273 Whitesboro | $344,000 | $200 | +1% |
| 75076 Pottsboro | $336,000 | $219 | -1% |
| 75491 Whitewright | $334,000 | $194 | -2% |
| 75459 Sherman | $292,000 | $186 | -14% |
| 75092 Sherman | $282,000 | $161 | -17% |
| 75021 Denison | $238,000 | $171 | -30% |
| 75020 Denison | $213,000 | $151 | -37% |
| 76245 Gordonville | $204,000 | $243 | -40% |
Home value appreciation in Grayson County
Home prices in Grayson County have risen about 122% over the last 10 years (≈8.3% a year) and +166.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.0% — still rising. A home worth $340,000 today was worth roughly $152,878 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Texas is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Grayson County
Run the numbers for Grayson County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Grayson County
To buy the typical $340,000 home in Grayson County with 20% down, you need a household income of roughly $93,000 a year (about $2,160 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $110,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,000 | $2,680/mo | $115,000/yr |
| 10% (+PMI) | $34,000 | $2,560/mo | $110,000/yr |
| 20% | $68,000 | $2,160/mo | $93,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Grayson County
At about $199 per square foot, here is roughly how much home different budgets get you in Grayson County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 1010 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1260 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1510 sq ft | around the typical home here |
| $400k | 2010 sq ft | around the typical home here |
| $500k | 2510 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Texas.
Estimate a specific home in Grayson County
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Grayson County home prices: frequently asked
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Browse all Texas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.