Hopkins County, TX Average Home Price (2026)
The average home price in Hopkins County, Texas is about $314,500 (the 2026 median across 8 ZIP codes, at ~$182/sq ft) — 20% more expensive than the Texas median and 9% more expensive than the typical U.S. home.
How Hopkins County compares
Hopkins County is about average for housing nationally: its typical home costs $314,500 against $261,000 for Texas and $289,000 for the U.S. Within the county, ZIP-level values run from about $240,000 to $349,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Hopkins County | $314,500 | $182 |
| Texas | $261,000 | $171 |
| United States | $289,000 | $193 |
Hopkins County home prices by ZIP code
The 8 most valuable ZIP codes in Hopkins County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 75437 Dike | $349,000 | $228 | +11% |
| 75420 Brashear | $321,000 | $215 | +2% |
| 75481 Sulphur Bluff | $321,000 | $169 | +2% |
| 75471 Pickton | $317,000 | $195 | +1% |
| 75478 Saltillo | $312,000 | $164 | -1% |
| 75433 Cumby | $296,000 | $202 | -6% |
| 75431 Como | $265,000 | $131 | -16% |
| 75482 Sulphur Springs | $240,000 | $168 | -24% |
Home value appreciation in Hopkins County
Home prices in Hopkins County have risen about 127% over the last 10 years (≈8.5% a year) and +168.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +8.1% — still rising. A home worth $314,500 today was worth roughly $138,668 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Texas is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Hopkins County
Run the numbers for Hopkins County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Hopkins County
To buy the typical $314,500 home in Hopkins County with 20% down, you need a household income of roughly $86,000 a year (about $2,000 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $102,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $15,700 | $2,480/mo | $106,000/yr |
| 10% (+PMI) | $31,500 | $2,370/mo | $102,000/yr |
| 20% | $62,900 | $2,000/mo | $86,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Hopkins County
At about $182 per square foot, here is roughly how much home different budgets get you in Hopkins County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 820 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1100 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1370 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1650 sq ft | around the typical home here |
| $400k | 2200 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Texas.
Estimate a specific home in Hopkins County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Hopkins County home prices: frequently asked
What is the average home price in Hopkins County, TX? +
What salary do you need to buy a house in Hopkins County? +
Which part of Hopkins County is most expensive? +
Are home values in Hopkins County going up? +
Browse all Texas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.