Kaufman County, TX Average Home Price (2026)
The average home price in Kaufman County, Texas is about $284,000 (the 2026 median across 8 ZIP codes, at ~$181/sq ft) — 9% more expensive than the Texas median and 2% more affordable than the typical U.S. home.
How Kaufman County compares
Kaufman County is about average for housing nationally: its typical home costs $284,000 against $261,000 for Texas and $289,000 for the U.S. Within the county, ZIP-level values run from about $146,000 to $354,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Kaufman County | $284,000 | $181 |
| Texas | $261,000 | $171 |
| United States | $289,000 | $193 |
Kaufman County home prices by ZIP code
The 8 most valuable ZIP codes in Kaufman County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 75161 Terrell | $354,000 | $220 | +25% |
| 75158 Scurry | $346,000 | $229 | +22% |
| 75126 Forney | $306,000 | $154 | +8% |
| 75142 Kaufman | $294,000 | $188 | +4% |
| 75143 Kemp | $274,000 | $200 | -4% |
| 75160 Terrell | $259,000 | $174 | -9% |
| 75114 Crandall | $253,000 | $159 | -11% |
| 75157 Rosser | $146,000 | $77 | -49% |
Home value appreciation in Kaufman County
Home prices in Kaufman County have risen about 113% over the last 10 years (≈7.9% a year) and +145.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.2% — still rising. A home worth $284,000 today was worth roughly $133,208 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Texas is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Kaufman County
Run the numbers for Kaufman County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Kaufman County
To buy the typical $284,000 home in Kaufman County with 20% down, you need a household income of roughly $77,000 a year (about $1,800 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $92,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,200 | $2,240/mo | $96,000/yr |
| 10% (+PMI) | $28,400 | $2,140/mo | $92,000/yr |
| 20% | $56,800 | $1,800/mo | $77,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Kaufman County
At about $181 per square foot, here is roughly how much home different budgets get you in Kaufman County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 830 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1100 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1380 sq ft | around the typical home here |
| $300k | 1660 sq ft | around the typical home here |
| $400k | 2210 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Texas.
Estimate a specific home in Kaufman County
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Kaufman County home prices: frequently asked
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Browse all Texas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.