Bastrop County, TX Average Home Price (2026)
The average home price in Bastrop County, Texas is about $426,500 (the 2026 median across 8 ZIP codes, at ~$222/sq ft) — 63% more expensive than the Texas median and 48% more expensive than the typical U.S. home.
How Bastrop County compares
Bastrop County is relatively expensive for housing nationally: its typical home costs $426,500 against $261,000 for Texas and $289,000 for the U.S. Within the county, ZIP-level values run from about $285,000 to $536,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Bastrop County | $426,500 | $222 |
| Texas | $261,000 | $171 |
| United States | $289,000 | $193 |
Bastrop County home prices by ZIP code
The 8 most valuable ZIP codes in Bastrop County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 78953 Rosanky | $536,000 | $370 | +26% |
| 78650 McDade | $453,000 | $294 | +6% |
| 78662 Red Rock | $444,000 | $236 | +4% |
| 78659 Paige | $440,000 | $259 | +3% |
| 78612 Cedar Creek | $413,000 | $208 | -3% |
| 78602 Bastrop | $347,000 | $205 | -19% |
| 78957 Smithville | $335,000 | $207 | -21% |
| 78621 Elgin | $285,000 | $179 | -33% |
Home value appreciation in Bastrop County
Home prices in Bastrop County have risen about 121% over the last 10 years (≈8.3% a year) and +194.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.6% — still rising. A home worth $426,500 today was worth roughly $192,986 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Texas is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Bastrop County
Run the numbers for Bastrop County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Bastrop County
To buy the typical $426,500 home in Bastrop County with 20% down, you need a household income of roughly $116,000 a year (about $2,710 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $138,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $21,300 | $3,370/mo | $144,000/yr |
| 10% (+PMI) | $42,700 | $3,220/mo | $138,000/yr |
| 20% | $85,300 | $2,710/mo | $116,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Bastrop County
At about $222 per square foot, here is roughly how much home different budgets get you in Bastrop County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 900 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1130 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1350 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1800 sq ft | around the typical home here |
| $500k | 2250 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Texas.
Estimate a specific home in Bastrop County
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Bastrop County home prices: frequently asked
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Browse all Texas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.