Montgomery County, TX Average Home Price (2026)
The average home price in Montgomery County, Texas is about $355,500 (the 2026 median across 22 ZIP codes, at ~$174/sq ft) — 36% more expensive than the Texas median and 23% more expensive than the typical U.S. home.
How Montgomery County compares
Montgomery County is about average for housing nationally: its typical home costs $355,500 against $261,000 for Texas and $289,000 for the U.S. Within the county, ZIP-level values run from about $223,000 to $585,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Montgomery County | $355,500 | $174 |
| Texas | $261,000 | $171 |
| United States | $289,000 | $193 |
Cities in Montgomery County
Cities with their own home-value page, largest first:
Montgomery County home prices by ZIP code
The 15 most valuable ZIP codes in Montgomery County (of 22 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 77382 Spring | $585,000 | $221 | +65% |
| 77381 Spring | $564,000 | $231 | +59% |
| 77873 Richards | $425,000 | $284 | +20% |
| 77316 Montgomery | $415,000 | $190 | +17% |
| 77384 Conroe | $405,000 | $170 | +14% |
| 77380 Spring | $390,000 | $240 | +10% |
| 77362 Pinehurst | $389,000 | $175 | +9% |
| 77354 Magnolia | $376,000 | $176 | +6% |
| 77386 Spring | $368,000 | $175 | +4% |
| 77355 Magnolia | $363,000 | $177 | +2% |
| 77356 Montgomery | $363,000 | $188 | +2% |
| 77385 Conroe | $348,000 | $163 | -2% |
| 77318 Willis | $330,000 | $173 | -7% |
| 77304 Conroe | $329,000 | $167 | -7% |
| 77302 Conroe | $324,000 | $169 | -9% |
Home value appreciation in Montgomery County
Home prices in Montgomery County have risen about 84% over the last 10 years (≈6.3% a year) and +156.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.2% — still rising. A home worth $355,500 today was worth roughly $193,207 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Texas is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Montgomery County
Run the numbers for Montgomery County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Montgomery County
To buy the typical $355,500 home in Montgomery County with 20% down, you need a household income of roughly $97,000 a year (about $2,260 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $115,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,800 | $2,800/mo | $120,000/yr |
| 10% (+PMI) | $35,600 | $2,680/mo | $115,000/yr |
| 20% | $71,100 | $2,260/mo | $97,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Montgomery County
At about $174 per square foot, here is roughly how much home different budgets get you in Montgomery County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 1150 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1440 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1720 sq ft | around the typical home here |
| $400k | 2300 sq ft | around the typical home here |
| $500k | 2870 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Texas.
Estimate a specific home in Montgomery County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Montgomery County home prices: frequently asked
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Browse all Texas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.