Nacogdoches County, TX Average Home Price (2026)
The average home price in Nacogdoches County, Texas is about $202,500 (the 2026 median across 8 ZIP codes, at ~$186/sq ft) — 22% more affordable than the Texas median and 30% more affordable than the typical U.S. home.
How Nacogdoches County compares
Nacogdoches County is relatively affordable for housing nationally: its typical home costs $202,500 against $261,000 for Texas and $289,000 for the U.S. Within the county, ZIP-level values run from about $186,000 to $291,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Nacogdoches County | $202,500 | $186 |
| Texas | $261,000 | $171 |
| United States | $289,000 | $193 |
Cities in Nacogdoches County
Cities with their own home-value page, largest first:
Nacogdoches County home prices by ZIP code
The 8 most valuable ZIP codes in Nacogdoches County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 75943 Douglass | $291,000 | $211 | +44% |
| 75965 Nacogdoches | $284,000 | $156 | +40% |
| 75946 Garrison | $232,000 | $200 | +15% |
| 75760 Cushing | $206,000 | $187 | +2% |
| 75961 Nacogdoches | $199,000 | $142 | -2% |
| 75937 Chireno | $197,000 | $202 | -3% |
| 75964 Nacogdoches | $192,000 | $185 | -5% |
| 75944 Etoile | $186,000 | $185 | -8% |
Home value appreciation in Nacogdoches County
Home prices in Nacogdoches County have risen about 71% over the last 10 years (≈5.5% a year) and +105.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.1% — still rising. A home worth $202,500 today was worth roughly $118,629 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Texas is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Nacogdoches County
Run the numbers for Nacogdoches County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Nacogdoches County
To buy the typical $202,500 home in Nacogdoches County with 20% down, you need a household income of roughly $55,000 a year (about $1,290 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $65,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,100 | $1,600/mo | $68,000/yr |
| 10% (+PMI) | $20,300 | $1,530/mo | $65,000/yr |
| 20% | $40,500 | $1,290/mo | $55,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Nacogdoches County
At about $186 per square foot, here is roughly how much home different budgets get you in Nacogdoches County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 810 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1080 sq ft | around the typical home here |
| $250k | 1340 sq ft | around the typical home here |
| $300k | 1610 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2150 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Texas.
Estimate a specific home in Nacogdoches County
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Nacogdoches County home prices: frequently asked
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Browse all Texas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.