Wharton County, TX Average Home Price (2026)
The average home price in Wharton County, Texas is about $231,000 (the 2026 median across 8 ZIP codes, at ~$137/sq ft) — 11% more affordable than the Texas median and 20% more affordable than the typical U.S. home.
How Wharton County compares
Wharton County is about average for housing nationally: its typical home costs $231,000 against $261,000 for Texas and $289,000 for the U.S. Within the county, ZIP-level values run from about $177,000 to $355,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Wharton County | $231,000 | $137 |
| Texas | $261,000 | $171 |
| United States | $289,000 | $193 |
Cities in Wharton County
Cities with their own home-value page, largest first:
Wharton County home prices by ZIP code
The 8 most valuable ZIP codes in Wharton County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 77455 Louise | $355,000 | $142 | +54% |
| 77435 East Bernard | $345,000 | $201 | +49% |
| 77443 Glen Flora | $238,000 | $125 | +3% |
| 77420 Boling | $231,000 | $133 | +0% |
| 77448 East Bernard | $231,000 | $276 | +0% |
| 77437 El Campo | $227,000 | $141 | -2% |
| 77488 Wharton | $214,000 | $125 | -7% |
| 77453 Wharton | $177,000 | $93 | -23% |
Home value appreciation in Wharton County
Home prices in Wharton County have risen about 73% over the last 10 years (≈5.6% a year) and +127.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.2% — still rising. A home worth $231,000 today was worth roughly $133,758 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Texas is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Wharton County
Run the numbers for Wharton County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Wharton County
To buy the typical $231,000 home in Wharton County with 20% down, you need a household income of roughly $63,000 a year (about $1,470 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $75,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,600 | $1,820/mo | $78,000/yr |
| 10% (+PMI) | $23,100 | $1,740/mo | $75,000/yr |
| 20% | $46,200 | $1,470/mo | $63,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Wharton County
At about $137 per square foot, here is roughly how much home different budgets get you in Wharton County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1090 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1460 sq ft | around the typical home here |
| $250k | 1820 sq ft | around the typical home here |
| $300k | 2190 sq ft | around the typical home here |
| $400k | 2920 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Texas.
Estimate a specific home in Wharton County
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Wharton County home prices: frequently asked
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Browse all Texas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.