Hardin County, TX Average Home Price (2026)
The average home price in Hardin County, Texas is about $199,500 (the 2026 median across 8 ZIP codes, at ~$114/sq ft) — 24% more affordable than the Texas median and 31% more affordable than the typical U.S. home.
How Hardin County compares
Hardin County is relatively affordable for housing nationally: its typical home costs $199,500 against $261,000 for Texas and $289,000 for the U.S. Within the county, ZIP-level values run from about $158,000 to $278,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Hardin County | $199,500 | $114 |
| Texas | $261,000 | $171 |
| United States | $289,000 | $193 |
Hardin County home prices by ZIP code
The 8 most valuable ZIP codes in Hardin County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 77657 Lumberton | $278,000 | $168 | +39% |
| 77659 Sour Lake | $269,000 | $157 | +35% |
| 77625 Kountze | $219,000 | $168 | +10% |
| 77663 Village Mills | $210,000 | $122 | +5% |
| 77374 Votaw | $189,000 | $100 | -5% |
| 77519 Batson | $187,000 | $99 | -6% |
| 77656 Silsbee | $175,000 | $106 | -12% |
| 77585 Saratoga | $158,000 | $92 | -21% |
Home value appreciation in Hardin County
Home prices in Hardin County have risen about 68% over the last 10 years (≈5.3% a year) and +115.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.4% — still rising. A home worth $199,500 today was worth roughly $118,679 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Texas is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Hardin County
Run the numbers for Hardin County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Hardin County
To buy the typical $199,500 home in Hardin County with 20% down, you need a household income of roughly $54,000 a year (about $1,270 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $64,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,000 | $1,570/mo | $67,000/yr |
| 10% (+PMI) | $20,000 | $1,500/mo | $64,000/yr |
| 20% | $39,900 | $1,270/mo | $54,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Hardin County
At about $114 per square foot, here is roughly how much home different budgets get you in Hardin County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1320 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1750 sq ft | around the typical home here |
| $250k | 2190 sq ft | around the typical home here |
| $300k | 2630 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3510 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Texas.
Estimate a specific home in Hardin County
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Hardin County home prices: frequently asked
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Browse all Texas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.