Ellis County, TX Average Home Price (2026)
The average home price in Ellis County, Texas is about $318,000 (the 2026 median across 11 ZIP codes, at ~$187/sq ft) — 22% more expensive than the Texas median and 10% more expensive than the typical U.S. home.
How Ellis County compares
Ellis County is about average for housing nationally: its typical home costs $318,000 against $261,000 for Texas and $289,000 for the U.S. Within the county, ZIP-level values run from about $249,000 to $506,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Ellis County | $318,000 | $187 |
| Texas | $261,000 | $171 |
| United States | $289,000 | $193 |
Ellis County home prices by ZIP code
The 11 most valuable ZIP codes in Ellis County (of 11 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 75167 Waxahachie | $506,000 | $226 | +59% |
| 76065 Midlothian | $456,000 | $209 | +43% |
| 76064 Maypearl | $374,000 | $197 | +18% |
| 75165 Waxahachie | $348,000 | $187 | +9% |
| 75154 Red Oak | $347,000 | $177 | +9% |
| 75152 Palmer | $318,000 | $206 | +0% |
| 76041 Forreston | $294,000 | $155 | -8% |
| 75125 Ferris | $289,000 | $187 | -9% |
| 75119 Ennis | $262,000 | $175 | -18% |
| 76651 Italy | $255,000 | $162 | -20% |
| 76670 Italy | $249,000 | $137 | -22% |
Home value appreciation in Ellis County
Home prices in Ellis County have risen about 113% over the last 10 years (≈7.8% a year) and +146.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -0.3% — roughly flat. A home worth $318,000 today was worth roughly $149,506 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Texas is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Ellis County
Run the numbers for Ellis County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Ellis County
To buy the typical $318,000 home in Ellis County with 20% down, you need a household income of roughly $87,000 a year (about $2,020 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $103,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $15,900 | $2,510/mo | $108,000/yr |
| 10% (+PMI) | $31,800 | $2,400/mo | $103,000/yr |
| 20% | $63,600 | $2,020/mo | $87,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Ellis County
At about $187 per square foot, here is roughly how much home different budgets get you in Ellis County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 800 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1070 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1340 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1600 sq ft | around the typical home here |
| $400k | 2140 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Texas.
Estimate a specific home in Ellis County
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Ellis County home prices: frequently asked
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Browse all Texas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.