Cameron County, TX Average Home Price (2026)
The average home price in Cameron County, Texas is about $213,000 (the 2026 median across 14 ZIP codes, at ~$165/sq ft) — 18% more affordable than the Texas median and 26% more affordable than the typical U.S. home.
How Cameron County compares
Cameron County is relatively affordable for housing nationally: its typical home costs $213,000 against $261,000 for Texas and $289,000 for the U.S. Within the county, ZIP-level values run from about $151,000 to $443,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Cameron County | $213,000 | $165 |
| Texas | $261,000 | $171 |
| United States | $289,000 | $193 |
Cities in Cameron County
Cities with their own home-value page, largest first:
Cameron County home prices by ZIP code
The 14 most valuable ZIP codes in Cameron County (of 14 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 78597 South Padre Island | $443,000 | $400 | +108% |
| 78575 Rancho Viejo | $290,000 | $143 | +36% |
| 78535 Combes | $268,000 | $141 | +26% |
| 78578 Port Isabel | $263,000 | $236 | +23% |
| 78526 Brownsville | $235,000 | $172 | +10% |
| 78552 Harlingen | $222,000 | $170 | +4% |
| 78566 Los Fresnos | $222,000 | $182 | +4% |
| 78583 Rio Hondo | $204,000 | $200 | -4% |
| 78520 Brownsville | $189,000 | $160 | -11% |
| 78559 La Feria | $180,000 | $171 | -15% |
| 78550 Harlingen | $176,000 | $143 | -17% |
| 78521 Brownsville | $169,000 | $159 | -21% |
| 78586 San Benito | $160,000 | $147 | -25% |
| 78593 Santa Rosa | $151,000 | $129 | -29% |
Home value appreciation in Cameron County
Home prices in Cameron County have risen about 81% over the last 10 years (≈6.1% a year) and +99.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.1% — roughly flat. A home worth $213,000 today was worth roughly $117,615 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Texas is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Cameron County
Run the numbers for Cameron County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Cameron County
To buy the typical $213,000 home in Cameron County with 20% down, you need a household income of roughly $58,000 a year (about $1,350 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $69,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,700 | $1,680/mo | $72,000/yr |
| 10% (+PMI) | $21,300 | $1,610/mo | $69,000/yr |
| 20% | $42,600 | $1,350/mo | $58,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Cameron County
At about $165 per square foot, here is roughly how much home different budgets get you in Cameron County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 910 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1210 sq ft | around the typical home here |
| $250k | 1520 sq ft | around the typical home here |
| $300k | 1820 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2420 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Texas.
Estimate a specific home in Cameron County
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Cameron County home prices: frequently asked
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Browse all Texas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.