Fannin County, TX Average Home Price (2026)
The average home price in Fannin County, Texas is about $297,000 (the 2026 median across 13 ZIP codes, at ~$205/sq ft) — 14% more expensive than the Texas median and 3% more expensive than the typical U.S. home.
How Fannin County compares
Fannin County is about average for housing nationally: its typical home costs $297,000 against $261,000 for Texas and $289,000 for the U.S. Within the county, ZIP-level values run from about $197,000 to $392,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Fannin County | $297,000 | $205 |
| Texas | $261,000 | $171 |
| United States | $289,000 | $193 |
Fannin County home prices by ZIP code
The 13 most valuable ZIP codes in Fannin County (of 13 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 75490 Trenton | $392,000 | $213 | +32% |
| 75476 Ravenna | $380,000 | $216 | +28% |
| 75488 Ivanhoe | $373,000 | $197 | +26% |
| 75447 Ivanhoe | $368,000 | $236 | +24% |
| 75452 Leonard | $343,000 | $205 | +15% |
| 75438 Dodd City | $341,000 | $291 | +15% |
| 75479 Savoy | $297,000 | $226 | +0% |
| 75492 Windom | $269,000 | $245 | -9% |
| 75439 Ector | $252,000 | $200 | -15% |
| 75446 Honey Grove | $252,000 | $149 | -15% |
| 75418 Bonham | $229,000 | $150 | -23% |
| 75449 Ladonia | $208,000 | $197 | -30% |
| 75413 Bailey | $197,000 | $170 | -34% |
Home value appreciation in Fannin County
Home prices in Fannin County have risen about 130% over the last 10 years (≈8.7% a year) and +171.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.9% — roughly flat. A home worth $297,000 today was worth roughly $129,299 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Texas is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Fannin County
Run the numbers for Fannin County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Fannin County
To buy the typical $297,000 home in Fannin County with 20% down, you need a household income of roughly $81,000 a year (about $1,890 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $96,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,900 | $2,340/mo | $100,000/yr |
| 10% (+PMI) | $29,700 | $2,240/mo | $96,000/yr |
| 20% | $59,400 | $1,890/mo | $81,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Fannin County
At about $205 per square foot, here is roughly how much home different budgets get you in Fannin County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 730 sq ft | below the local median — condos, smaller or older homes |
| $200k | 980 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1220 sq ft | around the typical home here |
| $300k | 1460 sq ft | around the typical home here |
| $400k | 1950 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Texas.
Estimate a specific home in Fannin County
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Fannin County home prices: frequently asked
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Browse all Texas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.