McLennan County, TX Average Home Price (2026)
The average home price in McLennan County, Texas is about $295,000 (the 2026 median across 18 ZIP codes, at ~$180/sq ft) — 13% more expensive than the Texas median and 2% more expensive than the typical U.S. home.
How McLennan County compares
McLennan County is about average for housing nationally: its typical home costs $295,000 against $261,000 for Texas and $289,000 for the U.S. Within the county, ZIP-level values run from about $115,000 to $497,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| McLennan County | $295,000 | $180 |
| Texas | $261,000 | $171 |
| United States | $289,000 | $193 |
Cities in McLennan County
Cities with their own home-value page, largest first:
McLennan County home prices by ZIP code
The 15 most valuable ZIP codes in McLennan County (of 18 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 76638 Crawford | $497,000 | $259 | +68% |
| 76633 China Spring | $405,000 | $234 | +37% |
| 76712 Woodway | $346,000 | $183 | +17% |
| 76624 Hallsburg | $344,000 | $171 | +17% |
| 76655 Lorena | $343,000 | $185 | +16% |
| 76657 Mc Gregor | $329,000 | $185 | +12% |
| 76701 Waco | $307,000 | $334 | +4% |
| 76630 Bruceville-Eddy | $302,000 | $174 | +2% |
| 76643 Hewitt | $295,000 | $195 | +0% |
| 76691 West | $295,000 | $195 | +0% |
| 76706 Waco | $248,000 | $190 | -16% |
| 76710 Waco | $243,000 | $166 | -18% |
| 76640 Ross | $226,000 | $145 | -23% |
| 76708 Waco | $223,000 | $164 | -24% |
| 76705 Lacy-Lakeview | $210,000 | $177 | -29% |
Home value appreciation in McLennan County
Home prices in McLennan County have risen about 105% over the last 10 years (≈7.5% a year) and +152.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.2% — still rising. A home worth $295,000 today was worth roughly $143,692 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Texas is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for McLennan County
Run the numbers for McLennan County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in McLennan County
To buy the typical $295,000 home in McLennan County with 20% down, you need a household income of roughly $80,000 a year (about $1,870 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $95,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,800 | $2,330/mo | $100,000/yr |
| 10% (+PMI) | $29,500 | $2,230/mo | $95,000/yr |
| 20% | $59,000 | $1,870/mo | $80,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in McLennan County
At about $180 per square foot, here is roughly how much home different budgets get you in McLennan County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 830 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1110 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1390 sq ft | around the typical home here |
| $300k | 1670 sq ft | around the typical home here |
| $400k | 2220 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Texas.
Estimate a specific home in McLennan County
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McLennan County home prices: frequently asked
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Browse all Texas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.