California Average Home Price by City (2026)

The average home price in California (CA) is about $698,000 — the 2026 median, at ~$455/sq ft — 137% more expensive than the typical U.S. home.

$698,000
California median value
$455
Median price / sq ft
~1,530
sq ft a median budget buys
+137%
vs U.S. median

Considering a move to California?

Housing in California is 137% more expensive than the national average, with a typical home around $698,000 and a local rate near $455 per square foot. Among the 91 California cities we track, Newport Beach is the most expensive (median $4,506,000) and Bakersfield is the most affordable (median $351,000) — so where you land in the state matters as much as the state itself.

Browse California cities

Newport Beach$4,506,000Palo Alto$3,366,000Beverly Hills$2,411,000Mountain View$2,228,000Santa Barbara$1,835,000San Mateo$1,824,000Redwood City$1,815,000Sunnyvale$1,694,500Santa Clara$1,575,000Irvine$1,452,000Santa Monica$1,447,000Fremont$1,433,000San Francisco$1,414,000Huntington Beach$1,403,000Santa Cruz$1,342,000Carlsbad$1,340,000San Jose$1,334,000Berkeley$1,277,000Burbank$1,209,000Pasadena$1,159,000Glendale$1,158,000Orange$1,127,000Novato$1,081,000Walnut Creek$1,040,500Fullerton$1,031,500Thousand Oaks$1,023,000Torrance$1,006,000San Diego$999,000Garden Grove$991,000Anaheim$952,000Downey$930,000Los Angeles$929,000Vista$913,000Ventura$900,000Rancho Cucamonga$898,000Lakewood$874,000Chula Vista$859,000Hayward$854,500Oceanside$844,500Whittier$842,000West Covina$841,000El Cajon$838,000Santa Ana$837,000Santa Clarita$810,000Escondido$810,000Covina$809,000Salinas$805,500San Leandro$798,000Oxnard$791,000Long Beach$789,000Corona$777,000Temecula$774,000Inglewood$754,000Tracy$753,000Concord$752,500Santa Rosa$730,500Pomona$686,000Ontario$684,000Roseville$672,000Elk Grove$667,000Oakland$665,000Compton$648,000Richmond$640,000Riverside$639,000Santa Maria$639,000Fontana$612,000Menifee$603,000Moreno Valley$555,000Vallejo$548,500Woodland$521,000Clovis$498,000Rancho Cordova$486,000Sacramento$477,000Palmdale$475,000Chico$461,000San Bernardino$458,000Hemet$452,000Modesto$434,000Victorville$433,000Eureka$430,000Lancaster$429,000Merced$406,000Madera$405,000Murphys$402,000Stockton$395,000Visalia$391,500Redding$390,000Desert Hot Springs$377,000Lake Arrowhead$370,000Fresno$358,000Bakersfield$351,000

Salary needed to buy a home in California

To buy the typical $698,000 home in California with 20% down, you need a household income of roughly $190,000 a year (about $4,430 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $226,000, because the loan is bigger and mortgage insurance kicks in.

Down paymentCash downMonthly paymentIncome needed
5% (+PMI)$34,900$5,510/mo$236,000/yr
10% (+PMI)$69,800$5,260/mo$226,000/yr
20%$139,600$4,430/mo$190,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in California

At about $455 per square foot, here is roughly how much home different budgets get you in California:

BudgetApprox. sizeWhat that looks like locally
$400k880 sq ftbelow the local median — condos, smaller or older homes
$500k1100 sq ftbelow the local median — condos, smaller or older homes
$600k1320 sq ftaround the typical home here
$750k1650 sq ftaround the typical home here
$1.00M2200 sq ftabove the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to California so you can compare your current home against every California city we track.

California home prices: frequently asked

What salary do you need to buy a house in California? +
For the typical $698,000 home in California, a household income of about $190,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $226,000; with 5% down about $236,000.
What is the average home price in California? +
The average home price in California is about $698,000 as of 2026, at roughly $455 per square foot — 137% more expensive than the U.S. median of $294,000. That figure is the statewide median across the ZIP codes we track, which is what most price reports mean by the average.
What is the median home price in California (CA)? +
About $698,000 in 2026. The median is the mid-point home — half of homes cost more, half less — and it is the better yardstick than a true mean, which a handful of luxury sales can drag upward. At $455/sq ft, a median budget in California buys roughly 1,530 sq ft of home.
Where is California most and least expensive? +
Among the 91 California cities tracked here, Newport Beach is the priciest (median $4,506,000) and Bakersfield is the most affordable (median $351,000). ZIP-level prices within one city vary further, so check the city page for your area.