Newport Beach, CA Average Home Price (2026)
The average home price in Newport Beach is about $4,506,000 (the 2026 median, at ~$2177/sq ft) — 1433% more expensive than the typical U.S. home. Below: average prices by home size, what it costs to live here, and a free estimator for your own address.
Thinking of moving to Newport Beach?
Here’s what the numbers say about housing costs in Newport Beach. A typical home runs about $4,506,000, which is 1433% more expensive than the national median and 546% more expensive than the California average. At roughly $2177 per square foot, a median budget here buys you around 2,070 sq ft of home.
Prices swing a lot by neighborhood: across Newport Beach’s 6 ZIP codes, the most affordable is 92663 (~$2,737,000) and the priciest is 92657 (~$5,626,000) — roughly a 2.1× difference. If you’re relocating, that spread is where the real budgeting happens, so it pays to target ZIP by ZIP rather than the citywide average.
Newport Beach home value by size
Using the local rate of about $2177 per square foot, here’s a rough estimate by home size. Condition, lot, and exact location move these meaningfully.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $2,177,000 |
| 1,500 sq ft | $3,265,500 |
| 2,000 sq ft | $4,354,000 |
| 2,500 sq ft | $5,442,500 |
| 3,000 sq ft | $6,531,000 |
Salary needed to buy a home in Newport Beach
To buy the typical $4,506,000 home in Newport Beach with 20% down, you need a household income of roughly $1,226,000 a year (about $28,610 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $1,457,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $225,300 | $35,550/mo | $1,524,000/yr |
| 10% (+PMI) | $450,600 | $33,990/mo | $1,457,000/yr |
| 20% | $901,200 | $28,610/mo | $1,226,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Newport Beach
At about $2177 per square foot, here is roughly how much home different budgets get you in Newport Beach:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 70 sq ft | below the local median — condos, smaller or older homes |
| $200k | 90 sq ft | below the local median — condos, smaller or older homes |
| $250k | 110 sq ft | below the local median — condos, smaller or older homes |
| $300k | 140 sq ft | below the local median — condos, smaller or older homes |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical Newport Beach home so you can see where a Newport Beach budget goes further.
Newport Beach home prices by ZIP code
Every Newport Beach ZIP code we track, from the priciest to the most affordable. Click a ZIP for its own page with price per square foot, value by home size, and the salary needed to buy there.
| ZIP code | Typical home value | $ / sq ft | vs Newport Beach median |
|---|---|---|---|
| 92657 | $5,626,000 | $1995 | +25% |
| 92661 | $4,688,000 | $2563 | +4% |
| 92662 | $4,688,000 | $2486 | +4% |
| 92625 | $4,324,000 | $2359 | -4% |
| 92660 | $3,296,000 | $1373 | -27% |
| 92663 | $2,737,000 | $1782 | -39% |
Moving to Newport Beach from somewhere else? Compare your current home against Newport Beach prices — enter your ZIP and the calculator shows whether your budget buys more or less here.
Living in Newport Beach: what to know before you move
Home prices tell you what it costs to buy in Newport Beach, but daily life depends on much more. On housing alone, a typical home here runs $4,506,000 (~$2177/sq ft), 1433% more expensive than the national median — making Newport Beach relatively expensive to buy in. That’s usually the biggest line in a household budget, but it’s only part of the picture. Here’s where to research the things home values don’t capture:
- Schools. School quality varies widely by neighborhood and shapes both family life and resale value. Check Newport Beach school ratings and attendance zones on GreatSchools.
- Cost of living. Beyond the mortgage, weigh groceries, utilities, healthcare, and local taxes. Compare Newport Beach’s cost of living.
- Safety. Crime and safety differ block to block, so check local data before settling on an area. Review Newport Beach crime and safety stats.
- The bigger picture. For history, economy, climate, and local context, read about Newport Beach on Wikipedia.
We specialize in housing data; the links above go to independent sources so you can verify schools, safety, and cost of living for yourself — the details that matter most when you’re choosing where to live.
Estimate your specific home in Newport Beach
Enter your ZIP and size for an instant estimate tailored to your exact area:
Newport Beach home prices: frequently asked
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Grow your home’s value in Newport Beach
Use our Increase Home Value calculator to see which improvements add the most, or read the pre-sale projects that actually pay off. See how Newport Beach stacks up against other California cities on the California home values page, or browse the full U.S. directory.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. Actual values vary by home and change over time.
Nearby cities
Home prices in cities near Newport Beach: