Lake County, CA Average Home Price (2026)
The average home price in Lake County, California is about $296,000 (the 2026 median across 12 ZIP codes, at ~$246/sq ft) — 57% more affordable than the California median and 2% more expensive than the typical U.S. home.
How Lake County compares
Lake County is about average for housing nationally: its typical home costs $296,000 against $688,000 for California and $289,000 for the U.S. Within the county, ZIP-level values run from about $202,000 to $366,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Lake County | $296,000 | $246 |
| California | $688,000 | $451 |
| United States | $289,000 | $193 |
Lake County home prices by ZIP code
The 12 most valuable ZIP codes in Lake County (of 12 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 95457 Lower Lake | $366,000 | $246 | +24% |
| 95467 Hidden Valley Lake | $363,000 | $217 | +23% |
| 95453 Lakeport | $354,000 | $260 | +20% |
| 95451 Kelseyville | $347,000 | $245 | +17% |
| 95461 Middletown | $313,000 | $282 | +6% |
| 95485 Upper Lake | $309,000 | $274 | +4% |
| 95426 Middletown | $283,000 | $229 | -4% |
| 95443 Lucerne | $278,000 | $302 | -6% |
| 95423 Clearlake Oaks | $251,000 | $221 | -15% |
| 95458 Lucerne | $234,000 | $245 | -21% |
| 95464 Nice | $222,000 | $281 | -25% |
| 95422 Clearlake | $202,000 | $231 | -32% |
Home value appreciation in Lake County
Home prices in Lake County have risen about 70% over the last 10 years (≈5.4% a year) and +16.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -1.2% — a recent dip. A home worth $296,000 today was worth roughly $174,220 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, California is +80.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Lake County
Run the numbers for Lake County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Lake County
To buy the typical $296,000 home in Lake County with 20% down, you need a household income of roughly $81,000 a year (about $1,880 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $96,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,800 | $2,340/mo | $100,000/yr |
| 10% (+PMI) | $29,600 | $2,230/mo | $96,000/yr |
| 20% | $59,200 | $1,880/mo | $81,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Lake County
At about $246 per square foot, here is roughly how much home different budgets get you in Lake County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 610 sq ft | below the local median — condos, smaller or older homes |
| $200k | 810 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1020 sq ft | around the typical home here |
| $300k | 1220 sq ft | around the typical home here |
| $400k | 1630 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to California.
Estimate a specific home in Lake County
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Lake County home prices: frequently asked
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Browse all California cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.