Amador County, CA Average Home Price (2026)
The average home price in Amador County, California is about $463,000 (the 2026 median across 11 ZIP codes, at ~$292/sq ft) — 33% more affordable than the California median and 60% more expensive than the typical U.S. home.
How Amador County compares
Amador County is relatively expensive for housing nationally: its typical home costs $463,000 against $688,000 for California and $289,000 for the U.S. Within the county, ZIP-level values run from about $230,000 to $878,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Amador County | $463,000 | $292 |
| California | $688,000 | $451 |
| United States | $289,000 | $193 |
Amador County home prices by ZIP code
The 11 most valuable ZIP codes in Amador County (of 11 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 95699 Drytown | $878,000 | $462 | +90% |
| 95669 Plymouth | $556,000 | $450 | +20% |
| 95601 Amador City | $481,000 | $381 | +4% |
| 95629 Fiddletown | $471,000 | $315 | +2% |
| 95685 Sutter Creek | $467,000 | $323 | +1% |
| 95640 Ione | $463,000 | $292 | +0% |
| 95642 Jackson | $433,000 | $290 | -6% |
| 95665 Pine Grove | $397,000 | $239 | -14% |
| 95689 Volcano | $390,000 | $282 | -16% |
| 95666 Pioneer | $339,000 | $227 | -27% |
| 95675 River Pines | $230,000 | $234 | -50% |
Home value appreciation in Amador County
Home prices in Amador County have risen about 69% over the last 10 years (≈5.4% a year) and +20.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.0% — still rising. A home worth $463,000 today was worth roughly $273,318 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, California is +80.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Amador County
Run the numbers for Amador County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Amador County
To buy the typical $463,000 home in Amador County with 20% down, you need a household income of roughly $126,000 a year (about $2,940 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $150,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $23,200 | $3,650/mo | $157,000/yr |
| 10% (+PMI) | $46,300 | $3,490/mo | $150,000/yr |
| 20% | $92,600 | $2,940/mo | $126,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Amador County
At about $292 per square foot, here is roughly how much home different budgets get you in Amador County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 860 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1030 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1370 sq ft | around the typical home here |
| $500k | 1710 sq ft | around the typical home here |
| $600k | 2050 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to California.
Estimate a specific home in Amador County
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Amador County home prices: frequently asked
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Browse all California cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.