Mono County, CA Average Home Price (2026)
The average home price in Mono County, California is about $539,000 (the 2026 median across 8 ZIP codes, at ~$329/sq ft) — 22% more affordable than the California median and 87% more expensive than the typical U.S. home.
How Mono County compares
Mono County is relatively expensive for housing nationally: its typical home costs $539,000 against $688,000 for California and $289,000 for the U.S. Within the county, ZIP-level values run from about $342,000 to $818,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Mono County | $539,000 | $329 |
| California | $688,000 | $451 |
| United States | $289,000 | $193 |
Mono County home prices by ZIP code
The 8 most valuable ZIP codes in Mono County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 93546 Mammoth Lakes | $818,000 | $681 | +52% |
| 93529 June Lake | $705,000 | $518 | +31% |
| 93514 Bishop | $594,000 | $359 | +10% |
| 96133 Topaz | $566,000 | $298 | +5% |
| 93541 Lee Vining | $512,000 | $361 | -5% |
| 93512 Benton | $450,000 | $237 | -17% |
| 93517 Bridgeport | $425,000 | $272 | -21% |
| 96107 Coleville | $342,000 | $240 | -37% |
Home value appreciation in Mono County
Home prices in Mono County have risen about 86% over the last 10 years (≈6.4% a year) and +61.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +7.4% — still rising. A home worth $539,000 today was worth roughly $290,097 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, California is +80.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Mono County
Run the numbers for Mono County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Mono County
To buy the typical $539,000 home in Mono County with 20% down, you need a household income of roughly $147,000 a year (about $3,420 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $174,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $27,000 | $4,250/mo | $182,000/yr |
| 10% (+PMI) | $53,900 | $4,070/mo | $174,000/yr |
| 20% | $107,800 | $3,420/mo | $147,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Mono County
At about $329 per square foot, here is roughly how much home different budgets get you in Mono County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 760 sq ft | below the local median — condos, smaller or older homes |
| $300k | 910 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1220 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1520 sq ft | around the typical home here |
| $600k | 1820 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to California.
Estimate a specific home in Mono County
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Mono County home prices: frequently asked
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Browse all California cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.