San Diego County, CA Average Home Price (2026)
The average home price in San Diego County, California is about $902,000 (the 2026 median across 98 ZIP codes, at ~$537/sq ft) — 31% more expensive than the California median and 212% more expensive than the typical U.S. home.
How San Diego County compares
San Diego County is relatively expensive for housing nationally: its typical home costs $902,000 against $688,000 for California and $289,000 for the U.S. Within the county, ZIP-level values run from about $344,000 to $4,791,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| San Diego County | $902,000 | $537 |
| California | $688,000 | $451 |
| United States | $289,000 | $193 |
Cities in San Diego County
Cities with their own home-value page, largest first:
San Diego County home prices by ZIP code
The 15 most valuable ZIP codes in San Diego County (of 98 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 92067 Rancho Santa Fe | $4,791,000 | $994 | +431% |
| 92091 Rancho Santa Fe | $3,356,000 | $953 | +272% |
| 92014 San Diego | $2,879,000 | $1469 | +219% |
| 92118 Coronado | $2,571,000 | $1773 | +185% |
| 91980 Tecate | $2,400,000 | $1263 | +166% |
| 92037 San Diego | $2,349,000 | $1235 | +160% |
| 92075 Solana Beach | $2,209,000 | $1290 | +145% |
| 92007 Encinitas | $2,154,000 | $1039 | +139% |
| 92130 San Diego | $2,068,000 | $821 | +129% |
| 92024 Encinitas | $1,870,000 | $1027 | +107% |
| 92106 San Diego | $1,807,000 | $976 | +100% |
| 92672 San Clemente | $1,754,000 | $1046 | +94% |
| 92008 Carlsbad | $1,730,000 | $888 | +92% |
| 92127 San Diego | $1,593,000 | $680 | +77% |
| 92011 Carlsbad | $1,588,000 | $731 | +76% |
Home value appreciation in San Diego County
Home prices in San Diego County have risen about 99% over the last 10 years (≈7.1% a year) and +73.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.7% — roughly flat. A home worth $902,000 today was worth roughly $453,039 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, California is +80.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for San Diego County
Run the numbers for San Diego County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in San Diego County
To buy the typical $902,000 home in San Diego County with 20% down, you need a household income of roughly $245,000 a year (about $5,730 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $292,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $45,100 | $7,120/mo | $305,000/yr |
| 10% (+PMI) | $90,200 | $6,800/mo | $292,000/yr |
| 20% | $180,400 | $5,730/mo | $245,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in San Diego County
At about $537 per square foot, here is roughly how much home different budgets get you in San Diego County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $500k | 930 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1120 sq ft | below the local median — condos, smaller or older homes |
| $750k | 1400 sq ft | around the typical home here |
| $1.00M | 1860 sq ft | around the typical home here |
| $1.50M | 2790 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to California.
Estimate a specific home in San Diego County
Enter your ZIP and size for an instant estimate tailored to your exact area:
San Diego County home prices: frequently asked
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Browse all California cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.