Santa Cruz, CA Home Values (2026)
The median home value in Santa Cruz is about $1,352,000 (~$765/sq ft) — 366% more expensive than the typical U.S. home. Below: how Santa Cruz compares, values by home size and ZIP code, and a free tool for your own address.
Thinking of moving to Santa Cruz?
Here’s what the numbers say about housing costs in Santa Cruz. A typical home runs about $1,352,000, which is 366% more expensive than the national median and 93% more expensive than the California average. At roughly $765 per square foot, a median budget here buys you around 1,770 sq ft of home.
Prices swing a lot by neighborhood: across Santa Cruz’s 4 ZIP codes, the most affordable is 95064 (~$707,000) and the priciest is 95060 (~$1,385,000) — roughly a 2× difference. If you’re relocating, that spread is where the real budgeting happens, so it pays to target ZIP by ZIP rather than the citywide average.
Santa Cruz home value by size
Using the local rate of about $765 per square foot, here’s a rough estimate by home size. Condition, lot, and exact location move these meaningfully.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $765,000 |
| 1,500 sq ft | $1,147,500 |
| 2,000 sq ft | $1,530,000 |
| 2,500 sq ft | $1,912,500 |
| 3,000 sq ft | $2,295,000 |
Estimate your specific home in Santa Cruz
Enter your ZIP and size for an instant estimate tailored to your exact area:
Home values by ZIP code in Santa Cruz, CA
Typical value and price per square foot for each Santa Cruz ZIP code we have data for:
| ZIP code | Typical value | $ / sq ft |
|---|---|---|
| 95060 | $1,385,000 | $805 |
| 95065 | $1,367,000 | $725 |
| 95062 | $1,337,000 | $960 |
| 95064 | $707,000 | $372 |
Grow your home’s value in Santa Cruz
Use our Increase Home Value calculator to see which improvements add the most, or read the pre-sale projects that actually pay off. See how Santa Cruz stacks up against other California cities on the California home values page, or browse the full U.S. directory.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. Actual values vary by home and change over time.