Madera County, CA Average Home Price (2026)
The average home price in Madera County, California is about $424,000 (the 2026 median across 13 ZIP codes, at ~$260/sq ft) — 38% more affordable than the California median and 47% more expensive than the typical U.S. home.
How Madera County compares
Madera County is relatively expensive for housing nationally: its typical home costs $424,000 against $688,000 for California and $289,000 for the U.S. Within the county, ZIP-level values run from about $362,000 to $804,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Madera County | $424,000 | $260 |
| California | $688,000 | $451 |
| United States | $289,000 | $193 |
Cities in Madera County
Cities with their own home-value page, largest first:
Madera County home prices by ZIP code
The 13 most valuable ZIP codes in Madera County (of 13 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 93645 O Neals | $804,000 | $423 | +90% |
| 93604 Bass Lake | $641,000 | $475 | +51% |
| 93626 Friant | $616,000 | $276 | +45% |
| 93636 Madera | $523,000 | $260 | +23% |
| 93601 Ahwahnee | $471,000 | $261 | +11% |
| 93653 Raymond | $457,000 | $276 | +8% |
| 93644 Oakhurst | $424,000 | $254 | +0% |
| 93614 Coarsegold | $415,000 | $233 | -2% |
| 93637 Madera | $402,000 | $243 | -5% |
| 93643 North Fork | $400,000 | $218 | -6% |
| 93610 Chowchilla | $387,000 | $250 | -9% |
| 93669 Bass Lake | $363,000 | $243 | -14% |
| 93638 Madera | $362,000 | $302 | -15% |
Home value appreciation in Madera County
Home prices in Madera County have risen about 105% over the last 10 years (≈7.4% a year) and +45.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.2% — still rising. A home worth $424,000 today was worth roughly $206,829 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, California is +80.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Madera County
Run the numbers for Madera County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Madera County
To buy the typical $424,000 home in Madera County with 20% down, you need a household income of roughly $115,000 a year (about $2,690 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $137,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $21,200 | $3,350/mo | $143,000/yr |
| 10% (+PMI) | $42,400 | $3,200/mo | $137,000/yr |
| 20% | $84,800 | $2,690/mo | $115,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Madera County
At about $260 per square foot, here is roughly how much home different budgets get you in Madera County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 770 sq ft | below the local median — condos, smaller or older homes |
| $250k | 960 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1150 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1540 sq ft | around the typical home here |
| $500k | 1920 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to California.
Estimate a specific home in Madera County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Madera County home prices: frequently asked
What is the average home price in Madera County, CA? +
What salary do you need to buy a house in Madera County? +
Which part of Madera County is most expensive? +
Are home values in Madera County going up? +
Browse all California cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.