Concord, CA Average Home Price (2026)
The average home price in Concord is about $752,500 (the 2026 median, at ~$465/sq ft) — 156% more expensive than the typical U.S. home. Below: average prices by home size, what it costs to live here, and a free estimator for your own address.
Thinking of moving to Concord?
Here’s what the numbers say about housing costs in Concord. A typical home runs about $752,500, which is 156% more expensive than the national median and 8% more expensive than the California average. At roughly $465 per square foot, a median budget here buys you around 1,620 sq ft of home.
Prices swing a lot by neighborhood: across Concord’s 4 ZIP codes, the most affordable is 94520 (~$608,000) and the priciest is 94518 (~$846,000) — roughly a 1.4× difference. If you’re relocating, that spread is where the real budgeting happens, so it pays to target ZIP by ZIP rather than the citywide average.
Concord home value by size
Using the local rate of about $465 per square foot, here’s a rough estimate by home size. Condition, lot, and exact location move these meaningfully.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $465,000 |
| 1,500 sq ft | $697,500 |
| 2,000 sq ft | $930,000 |
| 2,500 sq ft | $1,162,500 |
| 3,000 sq ft | $1,395,000 |
Salary needed to buy a home in Concord
To buy the typical $752,500 home in Concord with 20% down, you need a household income of roughly $205,000 a year (about $4,780 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $243,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $37,600 | $5,940/mo | $254,000/yr |
| 10% (+PMI) | $75,300 | $5,680/mo | $243,000/yr |
| 20% | $150,500 | $4,780/mo | $205,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Concord
At about $465 per square foot, here is roughly how much home different budgets get you in Concord:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 860 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1080 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1290 sq ft | below the local median — condos, smaller or older homes |
| $750k | 1610 sq ft | around the typical home here |
| $1.00M | 2150 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical Concord home so you can see where a Concord budget goes further.
Concord home prices by ZIP code
Every Concord ZIP code we track, from the priciest to the most affordable. Click a ZIP for its own page with price per square foot, value by home size, and the salary needed to buy there.
| ZIP code | Typical home value | $ / sq ft | vs Concord median |
|---|---|---|---|
| 94518 | $846,000 | $478 | +12% |
| 94521 | $788,000 | $449 | +5% |
| 94519 | $717,000 | $468 | -5% |
| 94520 | $608,000 | $462 | -19% |
Moving to Concord from somewhere else? Compare your current home against Concord prices — enter your ZIP and the calculator shows whether your budget buys more or less here.
Living in Concord: what to know before you move
Home prices tell you what it costs to buy in Concord, but daily life depends on much more. On housing alone, a typical home here runs $752,500 (~$465/sq ft), 156% more expensive than the national median — making Concord relatively expensive to buy in. That’s usually the biggest line in a household budget, but it’s only part of the picture. Here’s where to research the things home values don’t capture:
- Schools. School quality varies widely by neighborhood and shapes both family life and resale value. Check Concord school ratings and attendance zones on GreatSchools.
- Cost of living. Beyond the mortgage, weigh groceries, utilities, healthcare, and local taxes. Compare Concord’s cost of living.
- Safety. Crime and safety differ block to block, so check local data before settling on an area. Review Concord crime and safety stats.
- The bigger picture. For history, economy, climate, and local context, read about Concord on Wikipedia.
We specialize in housing data; the links above go to independent sources so you can verify schools, safety, and cost of living for yourself — the details that matter most when you’re choosing where to live.
Estimate your specific home in Concord
Enter your ZIP and size for an instant estimate tailored to your exact area:
Concord home prices: frequently asked
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Grow your home’s value in Concord
Use our Increase Home Value calculator to see which improvements add the most, or read the pre-sale projects that actually pay off. See how Concord stacks up against other California cities on the California home values page, or browse the full U.S. directory.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. Actual values vary by home and change over time.
Nearby cities
Home prices in cities near Concord: