San Bernardino County, CA Average Home Price (2026)
The average home price in San Bernardino County, California is about $451,000 (the 2026 median across 79 ZIP codes, at ~$335/sq ft) — 34% more affordable than the California median and 56% more expensive than the typical U.S. home.
How San Bernardino County compares
San Bernardino County is relatively expensive for housing nationally: its typical home costs $451,000 against $688,000 for California and $289,000 for the U.S. Within the county, ZIP-level values run from about $65,000 to $973,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| San Bernardino County | $451,000 | $335 |
| California | $688,000 | $451 |
| United States | $289,000 | $193 |
Cities in San Bernardino County
Cities with their own home-value page, largest first:
San Bernardino County home prices by ZIP code
The 15 most valuable ZIP codes in San Bernardino County (of 79 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 91709 Chino Hills | $973,000 | $508 | +116% |
| 91784 Upland | $971,000 | $444 | +115% |
| 91739 Rancho Cucamonga | $956,000 | $409 | +112% |
| 91737 Rancho Cucamonga | $941,000 | $466 | +109% |
| 91701 Rancho Cucamonga | $831,000 | $442 | +84% |
| 91710 Chino | $757,000 | $432 | +68% |
| 92373 Redlands | $722,000 | $390 | +60% |
| 91786 Upland | $714,000 | $441 | +58% |
| 91708 Chino | $707,000 | $379 | +57% |
| 92336 Fontana | $696,000 | $330 | +54% |
| 91761 Ontario | $679,000 | $396 | +51% |
| 91762 Ontario | $674,000 | $389 | +49% |
| 91730 Rancho Cucamonga | $670,000 | $430 | +49% |
| 91763 Montclair | $655,000 | $433 | +45% |
| 92354 Loma Linda | $643,000 | $357 | +43% |
Home value appreciation in San Bernardino County
Home prices in San Bernardino County have risen about 103% over the last 10 years (≈7.3% a year) and +70.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.2% — still rising. A home worth $451,000 today was worth roughly $222,387 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, California is +80.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for San Bernardino County
Run the numbers for San Bernardino County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in San Bernardino County
To buy the typical $451,000 home in San Bernardino County with 20% down, you need a household income of roughly $123,000 a year (about $2,860 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $146,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $22,600 | $3,560/mo | $153,000/yr |
| 10% (+PMI) | $45,100 | $3,400/mo | $146,000/yr |
| 20% | $90,200 | $2,860/mo | $123,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in San Bernardino County
At about $335 per square foot, here is roughly how much home different budgets get you in San Bernardino County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 750 sq ft | below the local median — condos, smaller or older homes |
| $300k | 900 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1190 sq ft | around the typical home here |
| $500k | 1490 sq ft | around the typical home here |
| $600k | 1790 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to California.
Estimate a specific home in San Bernardino County
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San Bernardino County home prices: frequently asked
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Browse all California cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.