Sacramento County, CA Average Home Price (2026)
The average home price in Sacramento County, California is about $516,000 (the 2026 median across 51 ZIP codes, at ~$330/sq ft) — 25% more affordable than the California median and 79% more expensive than the typical U.S. home.
How Sacramento County compares
Sacramento County is relatively expensive for housing nationally: its typical home costs $516,000 against $688,000 for California and $289,000 for the U.S. Within the county, ZIP-level values run from about $349,000 to $1,007,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Sacramento County | $516,000 | $330 |
| California | $688,000 | $451 |
| United States | $289,000 | $193 |
Cities in Sacramento County
Cities with their own home-value page, largest first:
Sacramento County home prices by ZIP code
The 15 most valuable ZIP codes in Sacramento County (of 51 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 95830 Elk Grove | $1,007,000 | $370 | +95% |
| 95837 Sacramento | $1,007,000 | $572 | +95% |
| 95693 Wilton | $946,000 | $420 | +83% |
| 95638 Herald | $803,000 | $488 | +56% |
| 95630 Folsom | $755,000 | $366 | +46% |
| 95819 Sacramento | $740,000 | $561 | +43% |
| 95864 Sacramento | $736,000 | $412 | +43% |
| 95816 Sacramento | $704,000 | $480 | +36% |
| 95818 Sacramento | $701,000 | $483 | +36% |
| 95683 Sloughhouse | $700,000 | $319 | +36% |
| 95757 Elk Grove | $685,000 | $306 | +33% |
| 95624 Elk Grove | $627,000 | $330 | +22% |
| 95831 Sacramento | $625,000 | $336 | +21% |
| 95742 Rancho Cordova | $616,000 | $277 | +19% |
| 95628 Fair Oaks | $611,000 | $320 | +18% |
Home value appreciation in Sacramento County
Home prices in Sacramento County have risen about 91% over the last 10 years (≈6.7% a year) and +43.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.6% — roughly flat. A home worth $516,000 today was worth roughly $269,874 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, California is +80.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Sacramento County
Run the numbers for Sacramento County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Sacramento County
To buy the typical $516,000 home in Sacramento County with 20% down, you need a household income of roughly $140,000 a year (about $3,280 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $167,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $25,800 | $4,070/mo | $174,000/yr |
| 10% (+PMI) | $51,600 | $3,890/mo | $167,000/yr |
| 20% | $103,200 | $3,280/mo | $140,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Sacramento County
At about $330 per square foot, here is roughly how much home different budgets get you in Sacramento County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 760 sq ft | below the local median — condos, smaller or older homes |
| $300k | 910 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1210 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1520 sq ft | around the typical home here |
| $600k | 1820 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to California.
Estimate a specific home in Sacramento County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Sacramento County home prices: frequently asked
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Browse all California cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.