Mendocino County, CA Average Home Price (2026)
The average home price in Mendocino County, California is about $637,000 (the 2026 median across 25 ZIP codes, at ~$469/sq ft) — 7% more affordable than the California median and 120% more expensive than the typical U.S. home.
How Mendocino County compares
Mendocino County is relatively expensive for housing nationally: its typical home costs $637,000 against $688,000 for California and $289,000 for the U.S. Within the county, ZIP-level values run from about $245,000 to $2,848,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Mendocino County | $637,000 | $469 |
| California | $688,000 | $451 |
| United States | $289,000 | $193 |
Mendocino County home prices by ZIP code
The 15 most valuable ZIP codes in Mendocino County (of 25 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 95432 Elk | $2,848,000 | $1499 | +347% |
| 95417 Branscomb | $1,900,000 | $1000 | +198% |
| 95427 Comptche | $1,718,000 | $904 | +170% |
| 95494 Yorkville | $1,199,000 | $631 | +88% |
| 95420 Caspar | $1,182,000 | $622 | +86% |
| 95468 Point Arena | $1,138,000 | $599 | +79% |
| 95488 Westport | $1,121,000 | $590 | +76% |
| 95415 Boonville | $1,011,000 | $532 | +59% |
| 95460 Mendocino | $896,000 | $655 | +41% |
| 95466 Philo | $762,000 | $401 | +20% |
| 95456 Little River | $727,000 | $774 | +14% |
| 95463 Navarro | $705,000 | $371 | +11% |
| 95459 Manchester | $637,000 | $486 | +0% |
| 95445 Gualala | $612,000 | $546 | -4% |
| 95410 Albion | $586,000 | $469 | -8% |
Home value appreciation in Mendocino County
Home prices in Mendocino County have risen about 59% over the last 10 years (≈4.7% a year) and +24.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.7% — roughly flat. A home worth $637,000 today was worth roughly $401,134 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, California is +80.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Mendocino County
Run the numbers for Mendocino County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Mendocino County
To buy the typical $637,000 home in Mendocino County with 20% down, you need a household income of roughly $173,000 a year (about $4,040 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $206,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $31,900 | $5,030/mo | $215,000/yr |
| 10% (+PMI) | $63,700 | $4,800/mo | $206,000/yr |
| 20% | $127,400 | $4,040/mo | $173,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Mendocino County
At about $469 per square foot, here is roughly how much home different budgets get you in Mendocino County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 640 sq ft | below the local median — condos, smaller or older homes |
| $400k | 850 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1070 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1280 sq ft | around the typical home here |
| $750k | 1600 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to California.
Estimate a specific home in Mendocino County
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Mendocino County home prices: frequently asked
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Browse all California cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.