Calaveras County, CA Average Home Price (2026)
The average home price in Calaveras County, California is about $390,000 (the 2026 median across 17 ZIP codes, at ~$283/sq ft) — 43% more affordable than the California median and 35% more expensive than the typical U.S. home.
How Calaveras County compares
Calaveras County is relatively expensive for housing nationally: its typical home costs $390,000 against $688,000 for California and $289,000 for the U.S. Within the county, ZIP-level values run from about $263,000 to $558,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Calaveras County | $390,000 | $283 |
| California | $688,000 | $451 |
| United States | $289,000 | $193 |
Cities in Calaveras County
Cities with their own home-value page, largest first:
Calaveras County home prices by ZIP code
The 15 most valuable ZIP codes in Calaveras County (of 17 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 95254 Wallace | $558,000 | $415 | +43% |
| 95225 Valley Springs | $547,000 | $520 | +40% |
| 95251 Vallecito | $538,000 | $283 | +38% |
| 95228 Copperopolis | $526,000 | $309 | +35% |
| 95226 Campo Seco | $504,000 | $265 | +29% |
| 95247 Murphys | $496,000 | $296 | +27% |
| 95252 Valley Springs | $464,000 | $282 | +19% |
| 95222 Angels Camp | $445,000 | $281 | +14% |
| 95224 Murphys | $390,000 | $262 | +0% |
| 95233 Murphys | $357,000 | $222 | -8% |
| 95249 San Andreas | $345,000 | $263 | -12% |
| 95245 Mokelumne Hill | $333,000 | $285 | -15% |
| 95246 Mountain Ranch | $329,000 | $277 | -16% |
| 95232 Glencoe | $309,000 | $433 | -21% |
| 95248 Mokelumne Hill | $307,000 | $353 | -21% |
Home value appreciation in Calaveras County
Home prices in Calaveras County have risen about 76% over the last 10 years (≈5.8% a year) and +25.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -1.0% — a recent dip. A home worth $390,000 today was worth roughly $222,096 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, California is +80.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Calaveras County
Run the numbers for Calaveras County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Calaveras County
To buy the typical $390,000 home in Calaveras County with 20% down, you need a household income of roughly $106,000 a year (about $2,480 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $126,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $19,500 | $3,080/mo | $132,000/yr |
| 10% (+PMI) | $39,000 | $2,940/mo | $126,000/yr |
| 20% | $78,000 | $2,480/mo | $106,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Calaveras County
At about $283 per square foot, here is roughly how much home different budgets get you in Calaveras County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 710 sq ft | below the local median — condos, smaller or older homes |
| $250k | 880 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1060 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1410 sq ft | around the typical home here |
| $500k | 1770 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to California.
Estimate a specific home in Calaveras County
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Calaveras County home prices: frequently asked
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Browse all California cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.