Santa Barbara County, CA Average Home Price (2026)
The average home price in Santa Barbara County, California is about $1,446,000 (the 2026 median across 21 ZIP codes, at ~$902/sq ft) — 110% more expensive than the California median and 400% more expensive than the typical U.S. home.
How Santa Barbara County compares
Santa Barbara County is relatively expensive for housing nationally: its typical home costs $1,446,000 against $688,000 for California and $289,000 for the U.S. Within the county, ZIP-level values run from about $292,000 to $5,168,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Santa Barbara County | $1,446,000 | $902 |
| California | $688,000 | $451 |
| United States | $289,000 | $193 |
Cities in Santa Barbara County
Cities with their own home-value page, largest first:
Santa Barbara County home prices by ZIP code
The 15 most valuable ZIP codes in Santa Barbara County (of 21 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 93108 Montecito | $5,168,000 | $2081 | +257% |
| 93067 Summerland | $2,680,000 | $1613 | +85% |
| 93109 Santa Barbara | $2,340,000 | $1518 | +62% |
| 93105 Santa Barbara | $1,887,000 | $1153 | +30% |
| 93110 Santa Barbara | $1,887,000 | $1402 | +30% |
| 93460 Santa Ynez | $1,874,000 | $1005 | +30% |
| 93441 Los Olivos | $1,793,000 | $1644 | +24% |
| 93103 Santa Barbara | $1,700,000 | $1108 | +18% |
| 93111 Santa Barbara | $1,646,000 | $902 | +14% |
| 93013 Carpinteria | $1,521,000 | $1359 | +5% |
| 93101 Santa Barbara | $1,446,000 | $1187 | +0% |
| 93463 Solvang | $1,408,000 | $746 | -3% |
| 93117 Goleta | $1,360,000 | $848 | -6% |
| 93427 Buellton | $908,000 | $625 | -37% |
| 93440 Los Alamos | $900,000 | $637 | -38% |
Home value appreciation in Santa Barbara County
Home prices in Santa Barbara County have risen about 88% over the last 10 years (≈6.5% a year) and +44.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.3% — still rising. A home worth $1,446,000 today was worth roughly $769,968 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, California is +80.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Santa Barbara County
Run the numbers for Santa Barbara County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Santa Barbara County
To buy the typical $1,446,000 home in Santa Barbara County with 20% down, you need a household income of roughly $393,000 a year (about $9,180 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $467,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $72,300 | $11,410/mo | $489,000/yr |
| 10% (+PMI) | $144,600 | $10,910/mo | $467,000/yr |
| 20% | $289,200 | $9,180/mo | $393,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Santa Barbara County
At about $902 per square foot, here is roughly how much home different budgets get you in Santa Barbara County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $750k | 830 sq ft | below the local median — condos, smaller or older homes |
| $1.00M | 1110 sq ft | below the local median — condos, smaller or older homes |
| $1.50M | 1660 sq ft | around the typical home here |
| $2.00M | 2220 sq ft | above the median — larger homes or the pricier ZIPs |
| $3.00M | 3330 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to California.
Estimate a specific home in Santa Barbara County
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Santa Barbara County home prices: frequently asked
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Browse all California cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.