Placer County, CA Average Home Price (2026)
The average home price in Placer County, California is about $669,000 (the 2026 median across 28 ZIP codes, at ~$371/sq ft) — 3% more affordable than the California median and 131% more expensive than the typical U.S. home.
How Placer County compares
Placer County is relatively expensive for housing nationally: its typical home costs $669,000 against $688,000 for California and $289,000 for the U.S. Within the county, ZIP-level values run from about $356,000 to $1,347,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Placer County | $669,000 | $371 |
| California | $688,000 | $451 |
| United States | $289,000 | $193 |
Cities in Placer County
Cities with their own home-value page, largest first:
Placer County home prices by ZIP code
The 15 most valuable ZIP codes in Placer County (of 28 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 96141 Homewood | $1,347,000 | $901 | +101% |
| 96145 Tahoe City | $1,281,000 | $852 | +91% |
| 95746 Granite Bay | $1,160,000 | $425 | +73% |
| 96140 Truckee | $1,103,000 | $723 | +65% |
| 96146 Olympic Valley | $1,018,000 | $924 | +52% |
| 95663 Penryn | $941,000 | $442 | +41% |
| 95650 Loomis | $933,000 | $509 | +39% |
| 95658 Newcastle | $932,000 | $488 | +39% |
| 96148 Tahoe Vista | $873,000 | $495 | +30% |
| 96143 Kings Beach | $790,000 | $697 | +18% |
| 95728 Soda Springs | $760,000 | $541 | +14% |
| 95765 Rocklin | $717,000 | $325 | +7% |
| 95661 Roseville | $688,000 | $357 | +3% |
| 95722 Meadow Vista | $673,000 | $376 | +1% |
| 95747 Roseville | $665,000 | $323 | -1% |
Home value appreciation in Placer County
Home prices in Placer County have risen about 72% over the last 10 years (≈5.6% a year) and +38.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.9% — roughly flat. A home worth $669,000 today was worth roughly $388,502 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, California is +80.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Placer County
Run the numbers for Placer County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Placer County
To buy the typical $669,000 home in Placer County with 20% down, you need a household income of roughly $182,000 a year (about $4,250 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $216,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $33,500 | $5,280/mo | $226,000/yr |
| 10% (+PMI) | $66,900 | $5,050/mo | $216,000/yr |
| 20% | $133,800 | $4,250/mo | $182,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Placer County
At about $371 per square foot, here is roughly how much home different budgets get you in Placer County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 1080 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1350 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1620 sq ft | around the typical home here |
| $750k | 2020 sq ft | around the typical home here |
| $1.00M | 2700 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to California.
Estimate a specific home in Placer County
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Placer County home prices: frequently asked
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Browse all California cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.