Stanislaus County, CA Average Home Price (2026)
The average home price in Stanislaus County, California is about $481,000 (the 2026 median across 23 ZIP codes, at ~$311/sq ft) — 30% more affordable than the California median and 66% more expensive than the typical U.S. home.
How Stanislaus County compares
Stanislaus County is relatively expensive for housing nationally: its typical home costs $481,000 against $688,000 for California and $289,000 for the U.S. Within the county, ZIP-level values run from about $354,000 to $690,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Stanislaus County | $481,000 | $311 |
| California | $688,000 | $451 |
| United States | $289,000 | $193 |
Cities in Stanislaus County
Cities with their own home-value page, largest first:
Stanislaus County home prices by ZIP code
The 15 most valuable ZIP codes in Stanislaus County (of 23 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 95230 Farmington | $690,000 | $807 | +43% |
| 95323 Hickman | $608,000 | $407 | +26% |
| 95361 Oakdale | $552,000 | $323 | +15% |
| 95316 Denair | $549,000 | $346 | +14% |
| 95326 Hughson | $549,000 | $269 | +14% |
| 95356 Modesto | $516,000 | $294 | +7% |
| 95382 Turlock | $509,000 | $304 | +6% |
| 95363 Patterson | $503,000 | $255 | +5% |
| 95357 Modesto | $501,000 | $294 | +4% |
| 95355 Modesto | $485,000 | $283 | +1% |
| 95368 Salida | $484,000 | $313 | +1% |
| 95367 Riverbank | $481,000 | $311 | +0% |
| 95307 Ceres | $448,000 | $308 | -7% |
| 95380 Turlock | $441,000 | $345 | -8% |
| 95360 Newman | $432,000 | $286 | -10% |
Home value appreciation in Stanislaus County
Home prices in Stanislaus County have risen about 98% over the last 10 years (≈7.0% a year) and +36.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.4% — still rising. A home worth $481,000 today was worth roughly $243,421 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, California is +80.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Stanislaus County
Run the numbers for Stanislaus County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Stanislaus County
To buy the typical $481,000 home in Stanislaus County with 20% down, you need a household income of roughly $131,000 a year (about $3,050 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $155,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $24,100 | $3,800/mo | $163,000/yr |
| 10% (+PMI) | $48,100 | $3,630/mo | $155,000/yr |
| 20% | $96,200 | $3,050/mo | $131,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Stanislaus County
At about $311 per square foot, here is roughly how much home different budgets get you in Stanislaus County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 800 sq ft | below the local median — condos, smaller or older homes |
| $300k | 960 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1290 sq ft | around the typical home here |
| $500k | 1610 sq ft | around the typical home here |
| $600k | 1930 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to California.
Estimate a specific home in Stanislaus County
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Stanislaus County home prices: frequently asked
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Browse all California cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.