San Francisco County, CA Average Home Price (2026)
The average home price in San Francisco County, California is about $1,409,000 (the 2026 median across 27 ZIP codes, at ~$1002/sq ft) — 105% more expensive than the California median and 388% more expensive than the typical U.S. home.
How San Francisco County compares
San Francisco County is relatively expensive for housing nationally: its typical home costs $1,409,000 against $688,000 for California and $289,000 for the U.S. Within the county, ZIP-level values run from about $742,000 to $2,553,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| San Francisco County | $1,409,000 | $1002 |
| California | $688,000 | $451 |
| United States | $289,000 | $193 |
Cities in San Francisco County
Cities with their own home-value page, largest first:
San Francisco County home prices by ZIP code
The 15 most valuable ZIP codes in San Francisco County (of 27 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 94123 San Francisco | $2,553,000 | $1437 | +81% |
| 94118 San Francisco | $2,309,000 | $1154 | +64% |
| 94127 San Francisco | $2,056,000 | $1085 | +46% |
| 94114 San Francisco | $2,049,000 | $1211 | +45% |
| 94121 San Francisco | $1,863,000 | $973 | +32% |
| 94130 San Francisco | $1,849,000 | $973 | +31% |
| 94129 San Francisco | $1,785,000 | $940 | +27% |
| 94131 San Francisco | $1,785,000 | $1057 | +27% |
| 94122 San Francisco | $1,740,000 | $938 | +23% |
| 94117 San Francisco | $1,703,000 | $1187 | +21% |
| 94116 San Francisco | $1,647,000 | $860 | +17% |
| 94115 San Francisco | $1,576,000 | $1132 | +12% |
| 94110 San Francisco | $1,446,000 | $1001 | +3% |
| 94133 San Francisco | $1,409,000 | $1543 | +0% |
| 94132 San Francisco | $1,403,000 | $875 | +0% |
Home value appreciation in San Francisco County
Home prices in San Francisco County have risen about 34% over the last 10 years (≈3.0% a year) and +68.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.5% — roughly flat. A home worth $1,409,000 today was worth roughly $1,053,852 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, California is +80.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for San Francisco County
Run the numbers for San Francisco County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in San Francisco County
To buy the typical $1,409,000 home in San Francisco County with 20% down, you need a household income of roughly $383,000 a year (about $8,940 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $455,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $70,500 | $11,120/mo | $476,000/yr |
| 10% (+PMI) | $140,900 | $10,630/mo | $455,000/yr |
| 20% | $281,800 | $8,940/mo | $383,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in San Francisco County
At about $1002 per square foot, here is roughly how much home different budgets get you in San Francisco County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $750k | 750 sq ft | below the local median — condos, smaller or older homes |
| $1.00M | 1000 sq ft | below the local median — condos, smaller or older homes |
| $1.50M | 1500 sq ft | around the typical home here |
| $2.00M | 2000 sq ft | above the median — larger homes or the pricier ZIPs |
| $3.00M | 2990 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to California.
Estimate a specific home in San Francisco County
Enter your ZIP and size for an instant estimate tailored to your exact area:
San Francisco County home prices: frequently asked
What is the average home price in San Francisco County, CA? +
What salary do you need to buy a house in San Francisco County? +
Which part of San Francisco County is most expensive? +
Are home values in San Francisco County going up? +
Browse all California cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.