Yuba County, CA Average Home Price (2026)
The average home price in Yuba County, California is about $445,000 (the 2026 median across 11 ZIP codes, at ~$288/sq ft) — 35% more affordable than the California median and 54% more expensive than the typical U.S. home.
How Yuba County compares
Yuba County is relatively expensive for housing nationally: its typical home costs $445,000 against $688,000 for California and $289,000 for the U.S. Within the county, ZIP-level values run from about $301,000 to $572,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Yuba County | $445,000 | $288 |
| California | $688,000 | $451 |
| United States | $289,000 | $193 |
Yuba County home prices by ZIP code
The 11 most valuable ZIP codes in Yuba County (of 11 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 95972 Rackerby | $572,000 | $301 | +29% |
| 95918 Browns Valley | $553,000 | $297 | +24% |
| 95925 Challenge | $507,000 | $267 | +14% |
| 95692 Wheatland | $450,000 | $298 | +1% |
| 95961 Olivehurst | $448,000 | $263 | +1% |
| 95977 Smartsville | $445,000 | $318 | +0% |
| 95962 Oregon House | $424,000 | $239 | -5% |
| 95901 Marysville | $386,000 | $288 | -13% |
| 95935 Dobbins | $371,000 | $209 | -17% |
| 95922 Camptonville | $324,000 | $523 | -27% |
| 95919 Brownsville | $301,000 | $182 | -32% |
Home value appreciation in Yuba County
Home prices in Yuba County have risen about 104% over the last 10 years (≈7.4% a year) and +40.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.6% — roughly flat. A home worth $445,000 today was worth roughly $218,244 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, California is +80.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Yuba County
Run the numbers for Yuba County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Yuba County
To buy the typical $445,000 home in Yuba County with 20% down, you need a household income of roughly $121,000 a year (about $2,820 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $144,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $22,300 | $3,510/mo | $150,000/yr |
| 10% (+PMI) | $44,500 | $3,360/mo | $144,000/yr |
| 20% | $89,000 | $2,820/mo | $121,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Yuba County
At about $288 per square foot, here is roughly how much home different budgets get you in Yuba County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 870 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1040 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1390 sq ft | around the typical home here |
| $500k | 1740 sq ft | around the typical home here |
| $600k | 2080 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to California.
Estimate a specific home in Yuba County
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Yuba County home prices: frequently asked
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Browse all California cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.