Missouri Average Home Price by City (2026)

The average home price in Missouri (MO) is about $247,000 — the 2026 median, at ~$160/sq ft — 16% more affordable than the typical U.S. home.

$247,000
Missouri median value
$160
Median price / sq ft
~1,540
sq ft a median budget buys
-16%
vs U.S. median
Kansas City — $275,500Kansas CitySaint Louis — $149,000Saint LouisSpringfield — $236,000SpringfieldIndependence — $205,500Saint Joseph — $175,000Saint JosephLees Summit — $427,000Wildwood — $486,000

Shaded by price · click a city to explore. Colour = median home value.

Considering a move to Missouri?

Housing in Missouri is 16% more affordable than the national average, with a typical home around $247,000 and a local rate near $160 per square foot. Among the 15 Missouri cities we track, Wildwood is the most expensive (median $486,000) and Saint Louis is the most affordable (median $149,000) — so where you land in the state matters as much as the state itself.

Browse Missouri cities

Wildwood$486,000Lees Summit$427,000Saint Charles$361,000Columbia$343,000Kansas City$275,500Cape Girardeau$244,000Springfield$236,000Fairview$231,000Granby$216,000Lowry City$212,000Rich Hill$210,000Independence$205,500Florissant$201,000Saint Joseph$175,000Saint Louis$149,000

See the cheapest (and most expensive) places to live in Missouri.

Don’t see your city? Use the free Home Value Estimator for any U.S. ZIP, see the most expensive ZIP codes in America, or browse the full U.S. directory.

Salary needed to buy a home in Missouri

To buy the typical $247,000 home in Missouri with 20% down, you need a household income of roughly $67,000 a year (about $1,570 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $80,000, because the loan is bigger and mortgage insurance kicks in.

Down paymentCash downMonthly paymentIncome needed
5% (+PMI)$12,400$1,950/mo$84,000/yr
10% (+PMI)$24,700$1,860/mo$80,000/yr
20%$49,400$1,570/mo$67,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in Missouri

At about $160 per square foot, here is roughly how much home different budgets get you in Missouri:

BudgetApprox. sizeWhat that looks like locally
$150k940 sq ftbelow the local median — condos, smaller or older homes
$200k1250 sq ftaround the typical home here
$250k1560 sq ftaround the typical home here
$300k1880 sq ftaround the typical home here
$400k2500 sq ftabove the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Missouri so you can compare your current home against every Missouri city we track.

Missouri home prices: frequently asked

What salary do you need to buy a house in Missouri? +
For the typical $247,000 home in Missouri, a household income of about $67,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $80,000; with 5% down about $84,000.
What is the average home price in Missouri? +
The average home price in Missouri is about $247,000 as of 2026, at roughly $160 per square foot — 16% more affordable than the U.S. median of $294,000. That figure is the statewide median across the ZIP codes we track, which is what most price reports mean by the average.
What is the median home price in Missouri (MO)? +
About $247,000 in 2026. The median is the mid-point home — half of homes cost more, half less — and it is the better yardstick than a true mean, which a handful of luxury sales can drag upward. At $160/sq ft, a median budget in Missouri buys roughly 1,540 sq ft of home.
Where is Missouri most and least expensive? +
Among the 15 Missouri cities tracked here, Wildwood is the priciest (median $486,000) and Saint Louis is the most affordable (median $149,000). ZIP-level prices within one city vary further, so check the city page for your area.