Buchanan County, MO Average Home Price (2026)
The average home price in Buchanan County, Missouri is about $252,500 (the 2026 median across 10 ZIP codes, at ~$151/sq ft) — 3% more expensive than the Missouri median and 13% more affordable than the typical U.S. home.
How Buchanan County compares
Buchanan County is about average for housing nationally: its typical home costs $252,500 against $245,000 for Missouri and $289,000 for the U.S. Within the county, ZIP-level values run from about $126,000 to $369,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Buchanan County | $252,500 | $151 |
| Missouri | $245,000 | $159 |
| United States | $289,000 | $193 |
Cities in Buchanan County
Cities with their own home-value page, largest first:
Buchanan County home prices by ZIP code
The 10 most valuable ZIP codes in Buchanan County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 64443 Easton | $369,000 | $279 | +46% |
| 64448 Faucett | $352,000 | $204 | +39% |
| 64401 Agency | $331,000 | $215 | +31% |
| 64440 De Kalb | $312,000 | $163 | +24% |
| 64506 Saint Joseph | $279,000 | $144 | +10% |
| 64484 De Kalb | $226,000 | $157 | -10% |
| 64503 Saint Joseph | $172,000 | $139 | -32% |
| 64507 Saint Joseph | $168,000 | $132 | -33% |
| 64504 Saint Joseph | $130,000 | $129 | -49% |
| 64501 Saint Joseph | $126,000 | $111 | -50% |
Home value appreciation in Buchanan County
Home prices in Buchanan County have risen about 82% over the last 10 years (≈6.2% a year) and +80.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.1% — still rising. A home worth $252,500 today was worth roughly $138,889 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Missouri is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Buchanan County
Run the numbers for Buchanan County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Buchanan County
To buy the typical $252,500 home in Buchanan County with 20% down, you need a household income of roughly $69,000 a year (about $1,600 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $82,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $12,600 | $1,990/mo | $85,000/yr |
| 10% (+PMI) | $25,300 | $1,900/mo | $82,000/yr |
| 20% | $50,500 | $1,600/mo | $69,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Buchanan County
At about $151 per square foot, here is roughly how much home different budgets get you in Buchanan County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 990 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1320 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1660 sq ft | around the typical home here |
| $300k | 1990 sq ft | around the typical home here |
| $400k | 2650 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Missouri.
Estimate a specific home in Buchanan County
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Buchanan County home prices: frequently asked
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Browse all Missouri cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.