Callaway County, MO Average Home Price (2026)
The average home price in Callaway County, Missouri is about $327,000 (the 2026 median across 9 ZIP codes, at ~$195/sq ft) — 33% more expensive than the Missouri median and 13% more expensive than the typical U.S. home.
How Callaway County compares
Callaway County is about average for housing nationally: its typical home costs $327,000 against $245,000 for Missouri and $289,000 for the U.S. Within the county, ZIP-level values run from about $250,000 to $513,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Callaway County | $327,000 | $195 |
| Missouri | $245,000 | $159 |
| United States | $289,000 | $193 |
Callaway County home prices by ZIP code
The 9 most valuable ZIP codes in Callaway County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 65077 Steedman | $513,000 | $270 | +57% |
| 65262 Kingdom City | $347,000 | $233 | +6% |
| 65080 Tebbetts | $345,000 | $182 | +6% |
| 65063 New Bloomfield | $336,000 | $234 | +3% |
| 65231 Auxvasse | $327,000 | $195 | +0% |
| 65059 Mokane | $298,000 | $170 | -9% |
| 65043 Holts Summit | $288,000 | $202 | -12% |
| 63388 Williamsburg | $266,000 | $194 | -19% |
| 65251 Fulton | $250,000 | $156 | -24% |
Home value appreciation in Callaway County
Home prices in Callaway County have risen about 87% over the last 10 years (≈6.5% a year) and +109.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.5% — still rising. A home worth $327,000 today was worth roughly $174,960 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Missouri is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Callaway County
Run the numbers for Callaway County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Callaway County
To buy the typical $327,000 home in Callaway County with 20% down, you need a household income of roughly $89,000 a year (about $2,080 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $106,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $16,400 | $2,580/mo | $111,000/yr |
| 10% (+PMI) | $32,700 | $2,470/mo | $106,000/yr |
| 20% | $65,400 | $2,080/mo | $89,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Callaway County
At about $195 per square foot, here is roughly how much home different budgets get you in Callaway County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 770 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1030 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1280 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1540 sq ft | around the typical home here |
| $400k | 2050 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Missouri.
Estimate a specific home in Callaway County
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Callaway County home prices: frequently asked
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Browse all Missouri cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.