Boone County, MO Average Home Price (2026)
The average home price in Boone County, Missouri is about $367,000 (the 2026 median across 9 ZIP codes, at ~$202/sq ft) — 50% more expensive than the Missouri median and 27% more expensive than the typical U.S. home.
How Boone County compares
Boone County is about average for housing nationally: its typical home costs $367,000 against $245,000 for Missouri and $289,000 for the U.S. Within the county, ZIP-level values run from about $277,000 to $437,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Boone County | $367,000 | $202 |
| Missouri | $245,000 | $159 |
| United States | $289,000 | $193 |
Cities in Boone County
Cities with their own home-value page, largest first:
Boone County home prices by ZIP code
The 9 most valuable ZIP codes in Boone County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 65279 Rocheport | $437,000 | $200 | +19% |
| 65039 Hartsburg | $433,000 | $287 | +18% |
| 65256 Harrisburg | $389,000 | $230 | +6% |
| 65203 Columbia | $371,000 | $185 | +1% |
| 65010 Ashland | $367,000 | $225 | +0% |
| 65255 Hallsville | $363,000 | $202 | -1% |
| 65284 Sturgeon | $355,000 | $188 | -3% |
| 65201 Columbia | $338,000 | $220 | -8% |
| 65202 Columbia | $277,000 | $182 | -25% |
Home value appreciation in Boone County
Home prices in Boone County have risen about 84% over the last 10 years (≈6.3% a year) and +103.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.8% — still rising. A home worth $367,000 today was worth roughly $200,000 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Missouri is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Boone County
Run the numbers for Boone County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Boone County
To buy the typical $367,000 home in Boone County with 20% down, you need a household income of roughly $100,000 a year (about $2,330 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $119,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $18,400 | $2,900/mo | $124,000/yr |
| 10% (+PMI) | $36,700 | $2,770/mo | $119,000/yr |
| 20% | $73,400 | $2,330/mo | $100,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Boone County
At about $202 per square foot, here is roughly how much home different budgets get you in Boone County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 990 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1240 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1490 sq ft | around the typical home here |
| $400k | 1980 sq ft | around the typical home here |
| $500k | 2480 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Missouri.
Estimate a specific home in Boone County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Boone County home prices: frequently asked
What is the average home price in Boone County, MO? +
What salary do you need to buy a house in Boone County? +
Which part of Boone County is most expensive? +
Are home values in Boone County going up? +
Browse all Missouri cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.