Iron County, MO Average Home Price (2026)
The average home price in Iron County, Missouri is about $162,000 (the 2026 median across 8 ZIP codes, at ~$141/sq ft) — 34% more affordable than the Missouri median and 44% more affordable than the typical U.S. home.
How Iron County compares
Iron County is relatively affordable for housing nationally: its typical home costs $162,000 against $245,000 for Missouri and $289,000 for the U.S. Within the county, ZIP-level values run from about $130,000 to $238,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Iron County | $162,000 | $141 |
| Missouri | $245,000 | $159 |
| United States | $289,000 | $193 |
Iron County home prices by ZIP code
The 8 most valuable ZIP codes in Iron County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 63675 Vulcan | $238,000 | $125 | +47% |
| 63621 Arcadia | $194,000 | $140 | +20% |
| 63623 Belleview | $194,000 | $177 | +20% |
| 63620 Annapolis | $163,000 | $160 | +1% |
| 65439 Bixby | $161,000 | $84 | -1% |
| 63663 Pilot Knob | $137,000 | $105 | -15% |
| 63650 Ironton | $133,000 | $142 | -18% |
| 63656 Middlebrook | $130,000 | $165 | -20% |
Home value appreciation in Iron County
Home prices in Iron County have risen about 124% over the last 10 years (≈8.4% a year) and +143.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +15.6% — still rising. A home worth $162,000 today was worth roughly $72,386 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Missouri is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Iron County
Run the numbers for Iron County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Iron County
To buy the typical $162,000 home in Iron County with 20% down, you need a household income of roughly $44,000 a year (about $1,030 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $52,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $8,100 | $1,280/mo | $55,000/yr |
| 10% (+PMI) | $16,200 | $1,220/mo | $52,000/yr |
| 20% | $32,400 | $1,030/mo | $44,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Iron County
At about $141 per square foot, here is roughly how much home different budgets get you in Iron County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1060 sq ft | around the typical home here |
| $200k | 1420 sq ft | around the typical home here |
| $250k | 1770 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2130 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Missouri.
Estimate a specific home in Iron County
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Iron County home prices: frequently asked
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Browse all Missouri cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.