Andrew County, MO Average Home Price (2026)
The average home price in Andrew County, Missouri is about $256,000 (the 2026 median across 10 ZIP codes, at ~$150/sq ft) — 4% more expensive than the Missouri median and 11% more affordable than the typical U.S. home.
How Andrew County compares
Andrew County is about average for housing nationally: its typical home costs $256,000 against $245,000 for Missouri and $289,000 for the U.S. Within the county, ZIP-level values run from about $185,000 to $342,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Andrew County | $256,000 | $150 |
| Missouri | $245,000 | $159 |
| United States | $289,000 | $193 |
Andrew County home prices by ZIP code
The 10 most valuable ZIP codes in Andrew County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 64436 Cosby | $342,000 | $125 | +34% |
| 64427 Bolckow | $282,000 | $165 | +10% |
| 64485 Savannah | $268,000 | $149 | +5% |
| 64480 Rea | $267,000 | $140 | +4% |
| 64459 Helena | $260,000 | $150 | +2% |
| 64483 Rosendale | $252,000 | $266 | -2% |
| 64449 Fillmore | $220,000 | $85 | -14% |
| 64505 Saint Joseph | $220,000 | $141 | -14% |
| 64494 Union Star | $217,000 | $159 | -15% |
| 64421 Amazonia | $185,000 | $217 | -28% |
Home value appreciation in Andrew County
Home prices in Andrew County have risen about 89% over the last 10 years (≈6.6% a year) and +99.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.7% — still rising. A home worth $256,000 today was worth roughly $135,164 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Missouri is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Andrew County
Run the numbers for Andrew County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Andrew County
To buy the typical $256,000 home in Andrew County with 20% down, you need a household income of roughly $70,000 a year (about $1,630 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $83,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $12,800 | $2,020/mo | $87,000/yr |
| 10% (+PMI) | $25,600 | $1,930/mo | $83,000/yr |
| 20% | $51,200 | $1,630/mo | $70,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Andrew County
At about $150 per square foot, here is roughly how much home different budgets get you in Andrew County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1000 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1330 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1670 sq ft | around the typical home here |
| $300k | 2000 sq ft | around the typical home here |
| $400k | 2670 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Missouri.
Estimate a specific home in Andrew County
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Andrew County home prices: frequently asked
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Browse all Missouri cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.