Franklin County, MO Average Home Price (2026)
The average home price in Franklin County, Missouri is about $262,000 (the 2026 median across 19 ZIP codes, at ~$205/sq ft) — 7% more expensive than the Missouri median and 9% more affordable than the typical U.S. home.
How Franklin County compares
Franklin County is about average for housing nationally: its typical home costs $262,000 against $245,000 for Missouri and $289,000 for the U.S. Within the county, ZIP-level values run from about $207,000 to $909,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Franklin County | $262,000 | $205 |
| Missouri | $245,000 | $159 |
| United States | $289,000 | $193 |
Franklin County home prices by ZIP code
The 15 most valuable ZIP codes in Franklin County (of 19 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 63073 Saint Albans | $909,000 | $274 | +247% |
| 63055 Labadie | $375,000 | $213 | +43% |
| 63013 Beaufort | $305,000 | $274 | +16% |
| 63061 Grubville | $305,000 | $157 | +16% |
| 63069 Wildwood | $303,000 | $205 | +16% |
| 63090 Washington | $303,000 | $202 | +16% |
| 63089 Villa Ridge | $288,000 | $210 | +10% |
| 63014 Berger | $287,000 | $151 | +10% |
| 63056 Leslie | $268,000 | $206 | +2% |
| 63041 Grubville | $262,000 | $312 | +0% |
| 63068 New Haven | $260,000 | $163 | -1% |
| 63084 Union | $259,000 | $152 | -1% |
| 63015 Catawissa | $255,000 | $154 | -3% |
| 63060 Lonedell | $253,000 | $248 | -3% |
| 63037 Gerald | $245,000 | $180 | -6% |
Home value appreciation in Franklin County
Home prices in Franklin County have risen about 82% over the last 10 years (≈6.2% a year) and +77.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.3% — still rising. A home worth $262,000 today was worth roughly $144,273 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Missouri is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Franklin County
Run the numbers for Franklin County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Franklin County
To buy the typical $262,000 home in Franklin County with 20% down, you need a household income of roughly $71,000 a year (about $1,660 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $85,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,100 | $2,070/mo | $89,000/yr |
| 10% (+PMI) | $26,200 | $1,980/mo | $85,000/yr |
| 20% | $52,400 | $1,660/mo | $71,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Franklin County
At about $205 per square foot, here is roughly how much home different budgets get you in Franklin County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 730 sq ft | below the local median — condos, smaller or older homes |
| $200k | 980 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1220 sq ft | around the typical home here |
| $300k | 1460 sq ft | around the typical home here |
| $400k | 1950 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Missouri.
Estimate a specific home in Franklin County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Franklin County home prices: frequently asked
What is the average home price in Franklin County, MO? +
What salary do you need to buy a house in Franklin County? +
Which part of Franklin County is most expensive? +
Are home values in Franklin County going up? +
Browse all Missouri cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.