McDonald County, MO Average Home Price (2026)
The average home price in McDonald County, Missouri is about $243,000 (the 2026 median across 8 ZIP codes, at ~$163/sq ft) — 1% more affordable than the Missouri median and 16% more affordable than the typical U.S. home.
How McDonald County compares
McDonald County is about average for housing nationally: its typical home costs $243,000 against $245,000 for Missouri and $289,000 for the U.S. Within the county, ZIP-level values run from about $189,000 to $770,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| McDonald County | $243,000 | $163 |
| Missouri | $245,000 | $159 |
| United States | $289,000 | $193 |
McDonald County home prices by ZIP code
The 8 most valuable ZIP codes in McDonald County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 65730 Powell | $770,000 | $405 | +217% |
| 64861 Fairview | $272,000 | $145 | +12% |
| 64867 Stella | $271,000 | $149 | +12% |
| 64856 Pineville | $252,000 | $233 | +4% |
| 64831 Anderson | $234,000 | $177 | -4% |
| 64843 Goodman | $210,000 | $149 | -14% |
| 64854 Noel | $196,000 | $200 | -19% |
| 64863 South West City | $189,000 | $113 | -22% |
Home value appreciation in McDonald County
Home prices in McDonald County have risen about 112% over the last 10 years (≈7.8% a year) and +127.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +9.3% — still rising. A home worth $243,000 today was worth roughly $114,839 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Missouri is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for McDonald County
Run the numbers for McDonald County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in McDonald County
To buy the typical $243,000 home in McDonald County with 20% down, you need a household income of roughly $66,000 a year (about $1,540 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $79,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $12,200 | $1,920/mo | $82,000/yr |
| 10% (+PMI) | $24,300 | $1,830/mo | $79,000/yr |
| 20% | $48,600 | $1,540/mo | $66,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in McDonald County
At about $163 per square foot, here is roughly how much home different budgets get you in McDonald County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 920 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1230 sq ft | around the typical home here |
| $250k | 1530 sq ft | around the typical home here |
| $300k | 1840 sq ft | around the typical home here |
| $400k | 2450 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Missouri.
Estimate a specific home in McDonald County
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McDonald County home prices: frequently asked
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Browse all Missouri cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.