Miller County, MO Average Home Price (2026)
The average home price in Miller County, Missouri is about $253,000 (the 2026 median across 8 ZIP codes, at ~$156/sq ft) — 3% more expensive than the Missouri median and 12% more affordable than the typical U.S. home.
How Miller County compares
Miller County is about average for housing nationally: its typical home costs $253,000 against $245,000 for Missouri and $289,000 for the U.S. Within the county, ZIP-level values run from about $217,000 to $321,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Miller County | $253,000 | $156 |
| Missouri | $245,000 | $159 |
| United States | $289,000 | $193 |
Miller County home prices by ZIP code
The 8 most valuable ZIP codes in Miller County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 65075 Saint Elizabeth | $321,000 | $104 | +27% |
| 65032 Eugene | $307,000 | $174 | +21% |
| 65047 Kaiser | $274,000 | $243 | +8% |
| 65064 Olean | $257,000 | $158 | +2% |
| 65083 Ulman | $249,000 | $131 | -2% |
| 65026 Eldon | $232,000 | $175 | -8% |
| 65017 Brumley | $222,000 | $153 | -12% |
| 65486 Iberia | $217,000 | $139 | -14% |
Home value appreciation in Miller County
Home prices in Miller County have risen about 117% over the last 10 years (≈8.1% a year) and +119.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +9.8% — still rising. A home worth $253,000 today was worth roughly $116,429 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Missouri is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Miller County
Run the numbers for Miller County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Miller County
To buy the typical $253,000 home in Miller County with 20% down, you need a household income of roughly $69,000 a year (about $1,610 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $82,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $12,700 | $2,000/mo | $86,000/yr |
| 10% (+PMI) | $25,300 | $1,910/mo | $82,000/yr |
| 20% | $50,600 | $1,610/mo | $69,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Miller County
At about $156 per square foot, here is roughly how much home different budgets get you in Miller County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 960 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1280 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1600 sq ft | around the typical home here |
| $300k | 1920 sq ft | around the typical home here |
| $400k | 2560 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Missouri.
Estimate a specific home in Miller County
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Miller County home prices: frequently asked
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Browse all Missouri cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.