Platte County, MO Average Home Price (2026)
The average home price in Platte County, Missouri is about $347,000 (the 2026 median across 13 ZIP codes, at ~$206/sq ft) — 42% more expensive than the Missouri median and 20% more expensive than the typical U.S. home.
How Platte County compares
Platte County is about average for housing nationally: its typical home costs $347,000 against $245,000 for Missouri and $289,000 for the U.S. Within the county, ZIP-level values run from about $70,000 to $484,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Platte County | $347,000 | $206 |
| Missouri | $245,000 | $159 |
| United States | $289,000 | $193 |
Platte County home prices by ZIP code
The 13 most valuable ZIP codes in Platte County (of 13 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 64150 Riverside | $484,000 | $266 | +39% |
| 64154 Kansas City | $429,000 | $212 | +24% |
| 64152 Parkville | $426,000 | $196 | +23% |
| 64079 Platte City | $401,000 | $211 | +16% |
| 64098 Weston | $376,000 | $206 | +8% |
| 64153 Kansas City | $373,000 | $230 | +7% |
| 64151 Kansas City | $347,000 | $175 | +0% |
| 64018 Camden Point | $343,000 | $118 | -1% |
| 64444 Ridgely | $339,000 | $224 | -2% |
| 64439 Dearborn | $333,000 | $207 | -4% |
| 64028 Farley | $308,000 | $162 | -11% |
| 64163 Kansas City | $300,000 | $204 | -14% |
| 64092 Waldron | $70,000 | $37 | -80% |
Home value appreciation in Platte County
Home prices in Platte County have risen about 100% over the last 10 years (≈7.2% a year) and +102.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.1% — still rising. A home worth $347,000 today was worth roughly $173,240 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Missouri is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Platte County
Run the numbers for Platte County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Platte County
To buy the typical $347,000 home in Platte County with 20% down, you need a household income of roughly $94,000 a year (about $2,200 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $112,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,400 | $2,740/mo | $117,000/yr |
| 10% (+PMI) | $34,700 | $2,620/mo | $112,000/yr |
| 20% | $69,400 | $2,200/mo | $94,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Platte County
At about $206 per square foot, here is roughly how much home different budgets get you in Platte County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 970 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1210 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1460 sq ft | around the typical home here |
| $400k | 1940 sq ft | around the typical home here |
| $500k | 2430 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Missouri.
Estimate a specific home in Platte County
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Platte County home prices: frequently asked
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Browse all Missouri cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.