Washington County, MO Average Home Price (2026)
The average home price in Washington County, Missouri is about $225,000 (the 2026 median across 9 ZIP codes, at ~$169/sq ft) — 8% more affordable than the Missouri median and 22% more affordable than the typical U.S. home.
How Washington County compares
Washington County is about average for housing nationally: its typical home costs $225,000 against $245,000 for Missouri and $289,000 for the U.S. Within the county, ZIP-level values run from about $170,000 to $538,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Washington County | $225,000 | $169 |
| Missouri | $245,000 | $159 |
| United States | $289,000 | $193 |
Washington County home prices by ZIP code
The 9 most valuable ZIP codes in Washington County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 63030 Fletcher | $538,000 | $283 | +139% |
| 63626 Cadet | $286,000 | $225 | +27% |
| 63631 Caledonia | $244,000 | $64 | +8% |
| 63622 Belgrade | $238,000 | $125 | +6% |
| 63071 Lonedell | $225,000 | $139 | +0% |
| 63630 Cadet | $210,000 | $151 | -7% |
| 63664 Potosi | $197,000 | $169 | -12% |
| 63648 Irondale | $195,000 | $179 | -13% |
| 63660 Mineral Point | $170,000 | $180 | -24% |
Home value appreciation in Washington County
Home prices in Washington County have risen about 109% over the last 10 years (≈7.7% a year) and +82.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.6% — still rising. A home worth $225,000 today was worth roughly $107,656 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Missouri is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Washington County
Run the numbers for Washington County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Washington County
To buy the typical $225,000 home in Washington County with 20% down, you need a household income of roughly $61,000 a year (about $1,430 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $73,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,300 | $1,780/mo | $76,000/yr |
| 10% (+PMI) | $22,500 | $1,700/mo | $73,000/yr |
| 20% | $45,000 | $1,430/mo | $61,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Washington County
At about $169 per square foot, here is roughly how much home different budgets get you in Washington County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 890 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1180 sq ft | around the typical home here |
| $250k | 1480 sq ft | around the typical home here |
| $300k | 1780 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2370 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Missouri.
Estimate a specific home in Washington County
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Washington County home prices: frequently asked
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Browse all Missouri cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.