Saline County, MO Average Home Price (2026)
The average home price in Saline County, Missouri is about $230,500 (the 2026 median across 8 ZIP codes, at ~$136/sq ft) — 6% more affordable than the Missouri median and 20% more affordable than the typical U.S. home.
How Saline County compares
Saline County is about average for housing nationally: its typical home costs $230,500 against $245,000 for Missouri and $289,000 for the U.S. Within the county, ZIP-level values run from about $150,000 to $1,100,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Saline County | $230,500 | $136 |
| Missouri | $245,000 | $159 |
| United States | $289,000 | $193 |
Saline County home prices by ZIP code
The 8 most valuable ZIP codes in Saline County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 65339 Malta Bend | $1,100,000 | $579 | +377% |
| 65320 Arrow Rock | $382,000 | $201 | +66% |
| 65347 Nelson | $305,000 | $144 | +32% |
| 65330 Gilliam | $260,000 | $137 | +13% |
| 65340 Marshall | $201,000 | $134 | -13% |
| 65351 Sweet Springs | $196,000 | $104 | -15% |
| 65321 Blackburn | $175,000 | $92 | -24% |
| 65349 Slater | $150,000 | $123 | -35% |
Home value appreciation in Saline County
Home prices in Saline County have risen about 85% over the last 10 years (≈6.3% a year) and +102.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +13.6% — still rising. A home worth $230,500 today was worth roughly $124,932 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Missouri is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Saline County
Run the numbers for Saline County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Saline County
To buy the typical $230,500 home in Saline County with 20% down, you need a household income of roughly $63,000 a year (about $1,460 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $75,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,500 | $1,820/mo | $78,000/yr |
| 10% (+PMI) | $23,100 | $1,740/mo | $75,000/yr |
| 20% | $46,100 | $1,460/mo | $63,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Saline County
At about $136 per square foot, here is roughly how much home different budgets get you in Saline County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1100 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1470 sq ft | around the typical home here |
| $250k | 1840 sq ft | around the typical home here |
| $300k | 2210 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2940 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Missouri.
Estimate a specific home in Saline County
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Saline County home prices: frequently asked
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Browse all Missouri cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.