Stone County, MO Average Home Price (2026)
The average home price in Stone County, Missouri is about $325,500 (the 2026 median across 8 ZIP codes, at ~$222/sq ft) — 33% more expensive than the Missouri median and 13% more expensive than the typical U.S. home.
How Stone County compares
Stone County is about average for housing nationally: its typical home costs $325,500 against $245,000 for Missouri and $289,000 for the U.S. Within the county, ZIP-level values run from about $249,000 to $389,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Stone County | $325,500 | $222 |
| Missouri | $245,000 | $159 |
| United States | $289,000 | $193 |
Stone County home prices by ZIP code
The 8 most valuable ZIP codes in Stone County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 65611 Blue Eye | $389,000 | $162 | +20% |
| 65681 Lampe | $357,000 | $229 | +10% |
| 65747 Shell Knob | $346,000 | $208 | +6% |
| 65624 Cape Fair | $327,000 | $215 | +0% |
| 65737 Branson West | $324,000 | $237 | +0% |
| 65656 Highlandville | $318,000 | $237 | -2% |
| 65686 Kimberling City | $311,000 | $235 | -4% |
| 65633 Aurora | $249,000 | $134 | -24% |
Home value appreciation in Stone County
Home prices in Stone County have risen about 103% over the last 10 years (≈7.4% a year) and +116.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.7% — still rising. A home worth $325,500 today was worth roughly $160,029 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Missouri is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Stone County
Run the numbers for Stone County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Stone County
To buy the typical $325,500 home in Stone County with 20% down, you need a household income of roughly $89,000 a year (about $2,070 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $105,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $16,300 | $2,570/mo | $110,000/yr |
| 10% (+PMI) | $32,600 | $2,460/mo | $105,000/yr |
| 20% | $65,100 | $2,070/mo | $89,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Stone County
At about $222 per square foot, here is roughly how much home different budgets get you in Stone County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 680 sq ft | below the local median — condos, smaller or older homes |
| $200k | 900 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1130 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1350 sq ft | around the typical home here |
| $400k | 1800 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Missouri.
Estimate a specific home in Stone County
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Stone County home prices: frequently asked
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Browse all Missouri cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.