Macon County, MO Average Home Price (2026)
The average home price in Macon County, Missouri is about $216,000 (the 2026 median across 8 ZIP codes, at ~$154/sq ft) — 12% more affordable than the Missouri median and 25% more affordable than the typical U.S. home.
How Macon County compares
Macon County is about average for housing nationally: its typical home costs $216,000 against $245,000 for Missouri and $289,000 for the U.S. Within the county, ZIP-level values run from about $167,000 to $323,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Macon County | $216,000 | $154 |
| Missouri | $245,000 | $159 |
| United States | $289,000 | $193 |
Macon County home prices by ZIP code
The 8 most valuable ZIP codes in Macon County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 63539 Ethel | $323,000 | $170 | +50% |
| 65247 Excello | $250,000 | $300 | +16% |
| 63558 New Cambria | $247,000 | $177 | +14% |
| 63530 Atlanta | $226,000 | $106 | +5% |
| 63534 Callao | $206,000 | $165 | -5% |
| 63549 Gibbs | $199,000 | $116 | -8% |
| 63552 Macon | $187,000 | $142 | -13% |
| 63532 Bevier | $167,000 | $118 | -23% |
Home value appreciation in Macon County
Home prices in Macon County have risen about 71% over the last 10 years (≈5.5% a year) and +83.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.8% — still rising. A home worth $216,000 today was worth roughly $126,464 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Missouri is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Macon County
Run the numbers for Macon County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Macon County
To buy the typical $216,000 home in Macon County with 20% down, you need a household income of roughly $59,000 a year (about $1,370 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $70,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,800 | $1,700/mo | $73,000/yr |
| 10% (+PMI) | $21,600 | $1,630/mo | $70,000/yr |
| 20% | $43,200 | $1,370/mo | $59,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Macon County
At about $154 per square foot, here is roughly how much home different budgets get you in Macon County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 970 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1300 sq ft | around the typical home here |
| $250k | 1620 sq ft | around the typical home here |
| $300k | 1950 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2600 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Missouri.
Estimate a specific home in Macon County
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Macon County home prices: frequently asked
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Browse all Missouri cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.