Texas County, MO Average Home Price (2026)
The average home price in Texas County, Missouri is about $205,000 (the 2026 median across 11 ZIP codes, at ~$129/sq ft) — 16% more affordable than the Missouri median and 29% more affordable than the typical U.S. home.
How Texas County compares
Texas County is relatively affordable for housing nationally: its typical home costs $205,000 against $245,000 for Missouri and $289,000 for the U.S. Within the county, ZIP-level values run from about $179,000 to $274,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Texas County | $205,000 | $129 |
| Missouri | $245,000 | $159 |
| United States | $289,000 | $193 |
Texas County home prices by ZIP code
The 11 most valuable ZIP codes in Texas County (of 11 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 65557 Roby | $274,000 | $144 | +34% |
| 65444 Bucyrus | $254,000 | $126 | +24% |
| 65552 Plato | $236,000 | $129 | +15% |
| 65589 Yukon | $218,000 | $115 | +6% |
| 65571 Summersville | $206,000 | $170 | +0% |
| 65570 Success | $205,000 | $108 | +0% |
| 65464 Elk Creek | $203,000 | $107 | -1% |
| 65542 Licking | $194,000 | $139 | -5% |
| 65689 Cabool | $192,000 | $130 | -6% |
| 65483 Houston | $189,000 | $121 | -8% |
| 65555 Raymondville | $179,000 | $171 | -13% |
Home value appreciation in Texas County
Home prices in Texas County have risen about 80% over the last 10 years (≈6.1% a year) and +90.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +8.5% — still rising. A home worth $205,000 today was worth roughly $113,699 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Missouri is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Texas County
Run the numbers for Texas County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Texas County
To buy the typical $205,000 home in Texas County with 20% down, you need a household income of roughly $56,000 a year (about $1,300 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $66,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,300 | $1,620/mo | $69,000/yr |
| 10% (+PMI) | $20,500 | $1,550/mo | $66,000/yr |
| 20% | $41,000 | $1,300/mo | $56,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Texas County
At about $129 per square foot, here is roughly how much home different budgets get you in Texas County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1160 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1550 sq ft | around the typical home here |
| $250k | 1940 sq ft | around the typical home here |
| $300k | 2330 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3100 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Missouri.
Estimate a specific home in Texas County
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Texas County home prices: frequently asked
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Browse all Missouri cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.