Ozark County, MO Average Home Price (2026)
The average home price in Ozark County, Missouri is about $244,000 (the 2026 median across 11 ZIP codes, at ~$208/sq ft) — about the same as the Missouri median and 16% more affordable than the typical U.S. home.
How Ozark County compares
Ozark County is about average for housing nationally: its typical home costs $244,000 against $245,000 for Missouri and $289,000 for the U.S. Within the county, ZIP-level values run from about $205,000 to $663,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Ozark County | $244,000 | $208 |
| Missouri | $245,000 | $159 |
| United States | $289,000 | $193 |
Ozark County home prices by ZIP code
The 11 most valuable ZIP codes in Ozark County (of 11 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 65715 Noble | $663,000 | $349 | +172% |
| 65676 Isabella | $469,000 | $247 | +92% |
| 65729 Pontiac | $395,000 | $208 | +62% |
| 65618 Brixey | $365,000 | $192 | +50% |
| 65637 Dora | $256,000 | $149 | +5% |
| 65626 Moody | $244,000 | $245 | +0% |
| 65760 Tecumseh | $236,000 | $167 | -3% |
| 65761 Protem | $220,000 | $203 | -10% |
| 65609 Bakersfield | $219,000 | $255 | -10% |
| 65762 Thornfield | $219,000 | $264 | -10% |
| 65655 Gainesville | $205,000 | $159 | -16% |
Home value appreciation in Ozark County
Home prices in Ozark County have risen about 78% over the last 10 years (≈5.9% a year), according to the FHFA house price index through 2025. The most recent year came in at -3.7% — a recent dip. A home worth $244,000 today was worth roughly $137,233 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Missouri is +88.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Ozark County
Run the numbers for Ozark County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Ozark County
To buy the typical $244,000 home in Ozark County with 20% down, you need a household income of roughly $66,000 a year (about $1,550 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $79,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $12,200 | $1,930/mo | $83,000/yr |
| 10% (+PMI) | $24,400 | $1,840/mo | $79,000/yr |
| 20% | $48,800 | $1,550/mo | $66,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Ozark County
At about $208 per square foot, here is roughly how much home different budgets get you in Ozark County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 720 sq ft | below the local median — condos, smaller or older homes |
| $200k | 960 sq ft | around the typical home here |
| $250k | 1200 sq ft | around the typical home here |
| $300k | 1440 sq ft | around the typical home here |
| $400k | 1920 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Missouri.
Estimate a specific home in Ozark County
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Ozark County home prices: frequently asked
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Browse all Missouri cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.